For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy with Scottish Friendly. If you die after 12 months of the start of your plan, but before you have paid all your instalments, there is nothing more to pay.

If you’ve already taken out a funeral plan with us, then no. The price you’ve paid is guaranteed with no additional costs if funeral costs do increase in the future. However, the price of new plans may increase from what you see today.

No - We use unvarnished veneered chipboard coffins.

The average cost of a funeral in the UK is now £4,184^[1]^. Our funeral plans start from as little as £1,499. You can view our full range of services and prices to learn more.

Sources

1. SunLife (2021)

Yes, lump sum payments and instalments up to 12 months are held in a secure Trust which is managed by independent trustees. For 5 & 10 year instalment plans we purchase a “whole of life” policy from one of the UK's largest mutual life organisations, Scottish Friendly, who are regulated by the Financial Conduct Authority and the Prudential Regulations Authority, to provide your chosen cremation at the time of need.

All of the necessary services required for your cremations are in your initial costs. However, on occasion there may be additional costs. You can read the full list of additional services for more information.