
Cremation plans with all services guaranteed
Plan and pay for a funeral ahead of time with our all-inclusive, simple cremation plans.
We’re here for you now and in the future, so you and your family can focus on what really matters.
#Get a free e-gift card worth up to £200 with any funeral plan paid in a single payment or up to 12 monthly instalments. Choose from B&Q, M&S, John Lewis, all leading supermarkets and hundreds more. Ends 31st July. T&Cs apply.
Exceptional service
Rated 4.9/5 on Feefo
Experience you can trust
Over 74,000 cremations a year
Expert funeral care
Supporting families for over 30 years
Find the right cremation plan for you
Our affordable cremation plans offer the choice of a funeral service at the crematorium or a direct cremation without mourners present.
Answer the quick and simple questions below for an instant quote tailored to your wishes.
Want more information or have questions? Give our compassionate Customer Service Specialists a call on 01543 211997.
Benefits of our cremation plans
Take control of your end-of-life arrangements. A prepaid cremation plan offers peace of mind for both you and your family.
All our plans ensure the greatest care and respect as well as dedicated support to manage every detail when the time comes.
Expert care, every step of the way
From collection to cremation, you're in trusted hands. Our experienced team, state-of-the-art facilities and peaceful crematoriums ensure dignified care throughout.
Smart and secure for your money
Fix funeral costs from just £1,899. Choose to pay upfront, over 12 months at no extra cost or over 5 or 10 years for cheaper monthly payments.
Guaranteed delivery of your wishes
Plan and pay in advance with guaranteed acceptance and no medical questions. Your money is secured in an independent trust or insurance policy.
Your choice of cremation plan
Whether you’d like a funeral service or an unattended funeral, our cremation plans guarantee your final farewell is carried out according to your wishes.
All of our plans offer the highest quality of service and care with flexible payment options, protection against rising funeral costs and guaranteed safety for your money.
Funeral Service Plan
From £2,399
or £27.51* per month
A personal funeral service for friends and family
Unrestricted number of attendees
A 30-minute service at the crematorium
Choice of family-led or celebrant-led funeral
Option to upgrade to a 60-minute service
* Price advertised is for a 50 year old paying over a 10 year period. Total cost is £3,301.20 and includes administration fees.
View Funeral Service PlanDirect Cremation Plan
From £1,899
or £19.79** per month
Celebrate a life without the formalities of a funeral
Simple, dignified and our cheapest cremation plan
No formal service or attendees present
Coffin rested in chapel whilst music plays
** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,374.80 and includes administration fees.
View Direct Cremation PlanWhat’s covered
Direct Cremation Plan | Funeral Service Plan | |
---|---|---|
Respectful cremation at one of our 41 crematoriums | ||
Funeral service attended by loved ones | ||
Collection 24/7 from anywhere in mainland GB | ||
Daily care at our professional mortuary | ||
Cremation preparation & medical device removal | ||
Support with arrangements and legal paperwork | ||
Classic coffin (or larger coffin) | ||
Transportation to crematorium by private ambulance | ||
Choice of music while coffin rests in chapel | ||
Chapel attendant or funeral operative present | ||
Ashes personally returned or scattered | ||
Donation to World Land Trust | ||
Funeral procession with hearse or limousine | ||
Embalming & viewing of the deceased | ||
Repatriation from outside mainland GB | ||
Additional charges due to changes in laws or tax rules (e.g. VAT) | ||
Special requests such as memorials or flowers |
Respectful cremation at one of our 41 crematoriums | Funeral service attended by loved ones | Collection 24/7 from anywhere in mainland GB | Daily care at our professional mortuary | Cremation preparation & medical device removal | Support with arrangements and legal paperwork | Classic coffin (or larger coffin) | Transportation to crematorium by private ambulance | Choice of music while coffin rests in chapel | Chapel attendant or funeral operative present | Ashes personally returned or scattered | Donation to World Land Trust | Funeral procession with hearse or limousine | Embalming & viewing of the deceased | Repatriation from outside mainland GB | Additional charges due to changes in laws or tax rules (e.g. VAT) | Special requests such as memorials or flowers | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Direct Cremation Plan | |||||||||||||||||
Funeral Service Plan |
Important cremation plan resources
For full details of what is and isn't covered, please read our funeral plan summary and terms & conditions.
See our price list for additional pricing information and a full list of our optional extras.
We’re also here if you need to make immediate funeral arrangements. Arrange a funeral for a loved one who has died.
Find your nearest crematorium
Each of our 41 crematoriums provides a calm environment tailored for final farewells. They offer state-of-the-art technology for music and visual tributes as well as peaceful landscaped gardens for ashes to be scattered.
Enter your town or postcode below to find your nearest crematorium.


Is your money safe with a cremation plan?
Cremation plans have protections in place for your money to keep it secure.
Like all legally operating providers, we are authorised and regulated by the Financial Conduct Authority (FCA) to sell funeral plans. You also have protection from the Financial Services Compensation Scheme (FSCS) in the unlikely event of our company failing. Our registered firm reference number (FRN) is 965289.
To look after your money and your plan, we guarantee to:
Deliver your chosen funeral if you’ve met the payment terms
Provide full and clear information about our cremation plans
Keep your money safe in an independent trust or insurance policy
Manage our business in line with FCA rules and expectations
Why choose us
From affordable services to specialist support, our cremation plans offer what really matters.
All of the essentials are covered to take the stress and costs of funeral arrangements away from your loved ones.

Babworth Crematorium and grounds
Our cremations offer:
Exceptional support
Our compassionate team will help you set up your plan and answer any questions. We are here to support your family when the time comes.
All services guaranteed
We use our own teams, private ambulances, mortuary, crematoriums and trusted partners to look after your loved one at every stage.
Dignified cremation
The coffin is brought respectfully into the chapel. At unattended direct cremations, your chosen music is played and a moment of silence is observed before the cremation.
Ashes personally returned
The individually identified and tracked ashes can be hand-delivered to your family within 14 days or scattered at the crematorium.
Caring and attentive team
Here for you 24/7
Outstanding facilities
With 41 crematoriums nationwide
Flexible payment options
Pay upfront or spread the cost
The steps to setting up your cremation plan

1. Set up your plan
Take out a cremation plan for yourself or a loved one online or call us and our caring team will lead you through the initial steps.

2. Enjoy peace of mind
Your money is kept safe and the services included in your cremation plan are guaranteed no matter how much costs rise.

3. We bring into our care
The person nominated to start the funeral arrangements can call us 24/7 to bring the person covered into our care.

4. A respectful cremation
We provide daily care at our professional mortuary before the cremation takes place at one of our 41 crematoriums.

5. Ashes are returned
The ashes can be scattered at our crematorium remembrance garden or personally returned within 14 days.
Our cremation plan reviews
We’re proud to receive glowing reviews from customers who have trusted us with their cremation plans and services. See the high level of support we offer from our recent verified feedback.



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How to set up a cremation plan
Have a chat with us

If you have questions or would like some support to set up your plan over the phone, we’re just a call away.
Buy online

If you’re happy that one of our plans is exactly what you’re looking for, you can get everything set up yourself online.
Get a free guide

Need some time to digest the details? You can download our guide online or get a physical copy posted out to you.
Cremation plan FAQs
See our commonly asked questions about cremation plans to help you find the plan that's the right fit for you.
If you still have questions, please contact our friendly team who are here to support you.
How old do you need to be to take a prepaid cremation plan out?
You need to be over the age of 18 to take out a cremation plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your cremation plan.
Can I take out a prepaid cremation plan for my parents or partner?
Yes - you can take out a cremation plan on behalf of your parents or a partner. For more information, take a look at our guide on setting up a cremation plan for a loved one or talk to a member of our team today on 01543 211997.
Can I cancel my prepaid cremation plan?
If you have purchased a cremation plan with a single payment or over a period of up to 12 months, you can cancel your cremation plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.
If you have purchased a cremation plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our T&Cs page.
Do I need to tell anyone that I've taken out a funeral plan?
You can choose a nominated representative when taking out a funeral plan. This person will put your wishes in motion when the cremation is required. This could be a family member, friend or someone else.
You can also include your plan's information in your will, however, the will is not typically read until after the funeral.
What is a funeral plan?
A funeral plan lets you choose and pay for a funeral ahead of time. Planning your own funeral protects your family from funeral costs and ensures your wishes are known for the type of funeral you'd like. If you're going to be the one making funeral arrangements for someone else in future, you can also take out a funeral plan for them for peace of mind.
When the time comes we'll carry out every part of the process and deliver the ashes to your family at no extra cost. Our funeral plans include cremation, fees, collection, care, return of the ashes and much more. For full details of what is and is not covered with our different funeral plan options, please read our funeral plan summary and terms & conditions.
Is it safe to take out a new funeral plan?
Absolutely. Taking out a new funeral plan with Distinct Cremations is completely safe. Distinct Cremations, and our parent Westerleigh, are one of the largest funeral and cremation service providers in the UK. We have been established for 30 years and each year we help around 74,000 families.
Can I pay for my prepaid funeral plan in instalments?
Yes, you can pay for your funeral plan in 12 monthly instalments or over 5 or 10 years. Terms & conditions apply.
What happens if I die before I've paid for my plan?
If you are paying for your plan in up to 12 instalments, your nominated representative will need to pay the outstanding amount due.
If you are paying over 5 or 10 years and death occurs after 12 months and your monthly instalments are up to date, no further payment will need to be made.
If you are paying over 5 or 10 years and death occurs within 12 months of the start date of your plan, your nominated representative will need to pay the difference between the amount already paid and the single payment plan price at the time you took out your plan. If death occurs within 12 months of the start date of the plan as the result of accidental death, no further payment will need to be made.
Is my money protected with a funeral plan?
Yes, single payments and instalments up to 12 months are held in a secure Trust which is managed by independent trustees. For 5 & 10 year instalment plans we purchase a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. The proceeds of that policy will be used to pay for your chosen cremation at the time of need.
Can you plan a funeral before someone has died?
You can, and it can make things easier and less stressful for when the time comes. If a loved one is suffering from a life limiting ailment, the dying person may want to be involved in their own funeral arrangements. Or a funeral can be planned when you're healthy with a funeral plan. We're happy to talk through your options 24/7 on 01543 211997.
Is it more expensive if you are older or have health issues?
Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for funeral plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.
Why should I choose Distinct Cremations ahead of other providers?
At Distinct Cremations, we offer both direct and Funeral Service plans delivered with dignity and care.
Our funeral plans include every aspect of the cremation arrangements so when the time comes there will be nothing more for your family to pay. We deliver all of the services ourselves including transport, care at our mortuary, cremation at one of our crematoriums and the return of the ashes. Our caring team is there to offer support throughout with both paperwork and making the arrangements.
Ready to buy a cremation plan?
If you're planning ahead, our team is here to help you set everything up with ease. We'll take care of all the details and support your family with the paperwork and funeral arrangements when the time comes.
Our Customer Service Specialists will guide you through the process and make sure your wishes are clearly documented and carried out.
All your loved ones have to remember is you.
Or arrange a funeral for a loved one who has died.
