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Get peace of mind that funeral costs are covered with a funeral plans from the UK's largest direct cremation provider. Acceptance is guaranteed with no medical questions. You can make one payment from just £1,699 or pay monthly over 12 months, 5 years or 10 years. If your instinct is Distinct, discover low cost funeral plans today.

Distinct Cremations

Our low cost funeral plans let you arrange and pay for a simple and affordable funeral for yourself or a loved one ahead of time.

Pre-planning now ensures your final farewell is carried our according to your wishes and your loved ones are protected from the emotional and financial burden of arranging a funeral during such a challenging time.

All of our fuss-free funeral plans include:

  • Essential funeral director services including help with all legal and cremation paperwork
  • Collection by private ambulance and preparation for cremation at our state-of-the-art mortuary facilities
  • A coffin and respectful cremation at one of our own crematoriums
  • Ashes personally delivered back to the family within 14 days or respectfully scattered at the crematorium.

Unattended Direct Cremation Plan

From £1,699
or £19.44* per month

Celebrate a life without the restrictions of a funeral

  • Simple, dignified and our
    cheapest funeral plan
  • No formal service or
    attendees present
Find out more Buy a plan now

Small Attended Cremation Plans

From £2,099
or £25.23** per month

Two simple service options for a family-led send off

  • A 10 minute service for
    up to 8 attendees OR
  • A 20 minute service for up to 20 attendees
Find out more Buy a plan now

Funeral Plan

From £2,999
or £37.45*** per month

A respectful cremation funeral led by a celebrant

  • Unrestricted number
    of attendees
  • A full length service at
    the crematorium
Find out more Buy a plan now

* Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,332.80 and includes administration fees. ** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £3,027.60 and includes administration fees. *** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £4,494 and includes administration fees.

For additional pricing information and a full list of our optional extras, please see our price list.

Find the right funeral plan for you

Funeral choices are very personal so we offer four different funeral plans to suit your individual preferences. Choose from the options below to find a funeral plan that fits your needs.

How many people would you like to attend the funeral service?

Want more information or have questions? Give our compassionate Customer Service Specialists a call on 01543 211997.

Get your free guide now

Distinct Cremations are specialists in affordable and dignified farewells. Our free funeral plan guide explains how you can avoid the stress and expense of a traditional funeral whilst ensuring the respect you deserve.

The guide outlines what our low cost funeral plans include, the payment options available, how to take out a plan and what will be in your customer pack when you plan a cremation with us.

Get your free guide

What is a funeral plan and what are the benefits?

A prepaid funeral plan lets you take control of your end of life arrangements by paying for a funeral in advance. Our low cost funeral plans are inclusive of collection, care at the mortuary, cremation including fees, a coffin, a simple ashes container and much more.

The cheapest funeral plans are direct cremation plans but our plans for those who would like an attended cremation service are also affordable.

Prepay funeral costs

Woman working out expenses using a calculator, pen and paper with glasses

You can pay with a single payment via debit card, credit card or cheque. Alternatively, there are monthly payment options over 1 year, 5 years or 10 years which offer a flexible and affordable way to cover the cost if paying upfront isn't possible or isn't your preference.

Remove the financial burden

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A funeral plan removes the financial burden on your family and protects them from the rising cost of funerals which have risen by 53% since 2010.Δ

Δ Increase based on cost of basic funeral in 2010 (£2,713) and cost of a basic funeral in 2023 (£4,141) (SunLife Cost of Dying Report 2024,

Save your loved ones stress

Wooden coffin with a bouquet of funeral flowers laid on top

Planning ahead means your loved ones won't have the emotional strain or the stress of arranging a funeral while they are mourning. It also means that when the time comes, the difficult funeral decision for family and friends will be taken care of and ready to arrange when they are.

Is your money safe and protected with a cremation funeral plan?

Since 29th July 2022, all funeral plans are regulated by the UK's financial regulatory body, the Financial Conduct Authority (FCA) which exists to enhance consumer protection. By being regulated, at Distinct Cremations we are legally obliged to undergo 'fitness to operate' checks and guarantee a funeral if payment terms are met.

Distinct Funeral Plans Limited (DFPL) is authorised and regulated by the Financial Conduct Authority (FCA) to sell and administer funeral plans. As part of our regulatory responsibilities, we provide full and clear information about how we keep our funeral plans safe.

The firm reference number (FRN) for Distinct Funeral Plans Limited is 965289.

How we keep your money safe
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Get in touch

Have a chat with us

Distinct cremations UK call centre

Want to talk through our options? If you have questions or would like some in-person support we're just a call away.

Speak to our team >>

Get a free guide

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Need some time to digest the details? You can download our guide online or get a printed copy posted out.

Get a free guide >>

Set up a plan online

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If you're happy that one of our plans is exactly what you're looking for you can get everything set up yourself online.

Set up a plan now >>

How do prepaid funeral plans from Distinct Cremations work?

Distinct Cremations' low cost cremation funeral plans are perfect for those looking to safeguard their future. A funeral plan removes the uncertainty around your wishes, relieves some of the pressure your loved ones may feel when arranging a funeral and is inclusive of all the essentials.

We offer the highest level of support, but don't take our word for it

Below are a selection of reviews from those who followed their instinct with Distinct and chose to buy a funeral with us.

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Werner 12 Jul 2024
Friendly, pulite and simply SUPER
Nikki 10 Jul 2024
There was nothing too difficult or no question too silly. Every care was taken with all the arrangements and I was kept up to date at all times. I sent through items which were quickly handled and was notified of their receipt and the actions made with them. Even changing things was never too much of a problem.
Anon 27 Jun 2024
The service was first class. Signing up was easy to complete and the follow up call to ensure every thing was as we had expected was a nice personal touch.
John 27 Jun 2024
It was polite, patient and thorough. i was given as much time as I needed to reach a decision.Completely
Anon 30 May 2024
first class
Mark 21 May 2024
Excellent communication, very helpful and we got just what we wanted in a service. Highly recommended and we will use again. Mark Oliver
Anon 2 May 2024
Service very efficient, and comprehensive. Understandably, you "chased me up" when there was a delay in my response to place an order, but this delay was whilst I contacted all those relatives who might have had a view to express.
Anon 24 Apr 2024
I was very happy with the service I received and they are only a phone call away if I or my sons should need advice or help in any way
Based on 721 reviews
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Words from those who've used Distinct Cremations at their time of need

At Distinct Cremations, we take pride in providing a personal and dignified service for every single family who needs our services during their time of need.

Below are a selection of reviews from some of those families who've had a direct cremation or an attended cremation service carried out by Distinct Cremations.

Robert Moran

"Easy to use and very helpful. Very easy to use their services and always called with updates. Sorry to say I've had to use their services twice now and I've already booked my own service. On both times I've used this service I've been kept informed by calls to everything going on. All my requests were made to feel like no trouble whatsoever, happy to help attitude made what was a very emotional time pass with no problems. Thank you to all the teams involved."

Jane Harper

"This was our first experience of using a direct cremation service and we weren't sure what to expect. We were guided through the process by our own personal assistant who explained our options. Once we had made a decision on the type of service we wanted she advised us what we needed to do at every step of the way. She kept in regular contact to make sure we were happy and to answer any questions we had. The end-to-end service was very efficient and clearly explained by sensitive staff who were always available to answer any questions. We would highly recommend Distinct Cremations. We opted for a short attended service at the crematorium, which was perfect for our small family and gave us the opportunity to say our final goodbyes to Mum. We chose three songs and a recording to be played during our allotted time-slot. An attendant was present throughout, showing us into the chapel and remaining discreetly at the back during the service. We did not feel rushed and felt we could have stayed longer if we'd wanted. A couple of weeks later, Mum's ashes were delivered directly to our home, which was all part of the service provided by Distinct Cremations."

Samantha Helen Watts

"An amazing company. From my first contact with Maxine I have received the most considerate, kind, helpful and supportive service I could wish for. She has been there at every step, always ready to answer my questions and keep me informed of what is happening. A great service for those who want to have a celebration of life, without all the fuss of a normal funeral service."

Elizabeth Schonborn

"I have lost two dear friends in the past year that lived on their own like myself. The difference though is that they were totally alone on this world with no family and asked me if I would see that they got buried. In both cases I had to take care of everything suddenly as both were total unexpected deaths. The affordability is a big factor for me as I had to suddenly pay for these cremations. One does not want to talk money at times like this, but one has to be realistic. One died in hospital and the other was so sudden that there was a post mortem done. The help and support I received was phenomenal. In both cases my friends were fetched from where they were and it was all sorted by Distinct Cremations personnel themselves. I can only say that I have just paid for my own cremation too and feel very relieved that it would make things so much easier for my children that live all over the world. I can really recommend making a timely decision about what happens after you die. This will bring immense peace of mind to yourself and your loved ones that stay behind."

You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your funeral plan.

If you have purchased a funeral plan with a single payment or over a period of up to 12 months, you can cancel your funeral plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.

If you have purchased a funeral plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our T&Cs page.

Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for funeral plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.

Yes - you can take out a funeral plan on behalf of your parents or a partner. For more information, take a look at our guide on setting up a funeral plan for a loved one or talk to a member of our team today on 01543 211997.

At Distinct Cremations, we offer both unattended and attended funeral plans delivered with dignity and care.

Our funeral plans include every aspect of the cremation arrangements so when the time comes there will be nothing more for your family to pay. We deliver all of the services ourselves including transport, care at our mortuary, cremation at one of our crematoriums and the return of the ashes. Our caring team is there to offer support throughout with both paperwork and making the arrangements.

There are a few ways to pay for a funeral plan. As a one-off payment, you can pay by credit card, debit card or cheque. If you're paying monthly over 12 months you must pay via direct debit. If you're paying over 5 or 10 years you must pay by continuous card payment.

Yes, you can pay for your funeral plan in 12 monthly instalments or over 5 or 10 years. Terms & conditions apply.

Many people struggle to afford a funeral because of the rising funeral costs. If you’re arranging the funeral of a loved one and you think you can’t afford it, check if you’re eligible for Government assistance via a Funeral Expenses Payment in England & Wales or check your eligibility and apply for a Funeral Support Payment in Scotland.

Unfortunately we can’t transfer funeral plans from a different company to ourselves. However, you can simply cancel your existing funeral plan and take out a new one with us if you want to.

For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.

Not found what you're looking for?

Not found what you're looking for?