Advance notice: plan prices will rise - save £100 by taking out one of our funeral plans today
Our prices will rise 3rd January 2024. To take advantage of our current prices we need to receive your application before this date.
At Distinct Cremations we offer two different types of low cost funeral plans.
Find our services below or alternatively you can view our price list or our CMA standardised price list.
Our Unattended Direct Cremation Plan is a great choice for those looking for a simple farewell which takes place with no service or mourners at our high-quality crematoria where compassionate care is guaranteed throughout.
With our Attended Private Cremation Plan you can have up to 20 people attending a 20 minute funeral service, making this a perfect, dignified way to say goodbye together with your nearest and dearest.
A prepaid funeral plan allows you to pay for a funeral in advance for yourself, for a family member or for a friend. With Distinct Cremations, our low cost funeral plans are inclusive of cremation fees, an urn, collection, care at the mortuary and much more from just £1,595.
You can pay with a single payment via debit card, credit card or cheque. Or alternatively, there are monthly payment options over 1 year, 5 years or 10 years which offer an affordable way to pay if paying upfront isn't possible or isn't your preference.
A funeral plan removes the financial burden on your family and protects them from the rising cost of funerals which have risen by 45%*** since 2010.
*** Increase based on cost of basic funeral in 2010 (£2,713) and cost of a basic funeral in 2022 (£3,953) (SunLife Cost of Dying Report 2022, sunlife.co.uk/funeral-costs)
Planning ahead means your loved ones won't have the emotional strain or the stress of arranging a funeral while they are mourning. It also means that when the time comes, the difficult funeral decision for family and friends will be taken care of.
Distinct Cremations are specialists in fuss-free, dignified farewells. Our free guide reveals how you can avoid the stress and expense of a traditional funeral.
The guide outlines what is included in our low cost funeral plan, payment options, how to take one out and what will be in your customer pack.
Get your free guide
Distinct Cremations' low cost funeral plans are perfect for those looking to safeguard their future. It removes the uncertainty around your wishes, relieves some of the pressure your loved ones may feel when arranging a funeral and is inclusive of all the essentials.
Choose your preferred funeral plan and how you want to pay
We secure your money in a trust fund or we purchase a 'whole of life' policy from regulated provider Scottish Friendly
Finally, the ashes will be personally hand-delivered within 14 days
Whenever you need us, we'll be here for you and your questions 24/7
When the time comes we carry out the process - from collection to cremation
Since 29th July 2022, all funeral plans are regulated by the UK's financial regulatory body, the Financial Conduct Authority (FCA) which exists to enhance consumer protection. By being regulated, at Distinct Cremations we are legally obliged to undergo 'fitness to operate' checks and guarantee a funeral if payment terms are met.
Distinct Funeral Plans Limited (DFPL) is authorised and regulated by the Financial Conduct Authority (FCA) to sell and administer funeral plans. As part of our regulatory responsibilities, we provide full and clear information about how we keep our funeral plans safe.
The firm reference number (FRN) for Distinct Funeral Plans Limited is 965289.
How we keep your money safe
Want to talk through our options? If you have questions or would like some in-person support we're just a call away.
Call on 01543 211997 >> Speak to our team >>
Need some time to digest the details? You can download a PDF of our guide online or get a printed copy posted out.
Get a free guide >>
If you're happy that one of our plans is exactly what you're looking for you can get everything set up yourself online.
Set up a plan now >>Below are a selection of reviews from those who have arranged a funeral or purchased a funeral plan through Distinct Cremations.
Yes - you can take out a funeral plan on behalf of your parents or a partner.
At Distinct Cremations, we offer the best direct cremation funeral plan on the market for the best price. There are no additional extras for doctor's fee, removal of artificial mechanisms, or returning the ashes. You can see how we compare to other funeral providers in the market with our comparison table
For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.
Yes, you can pay for your funeral plan in 12 monthly instalments or over 5 or 10 years. Terms & conditions apply.
There are a few ways to pay for a funeral plan. As a one-off payment, you can pay by credit card, debit card or cheque. If you're paying monthly over 12 months you must pay via direct debit. If you're paying over 5 or 10 years you must pay by continuous card payment.
If you have purchased a funeral plan with a single payment or over a period of up to 12 months, you can cancel your funeral plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.
If you have purchased a funeral plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our funeral plan terms page.
Unfortunately we can’t transfer funeral plans from a different company to ourselves. However, you can simply cancel your existing funeral plan and take out a new one with us if you want to.
Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for funeral plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.
You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your funeral plan.
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