Funeral plans that guarantee you so much more

A Distinct Cremations funeral plan gives you the peace of mind that funeral costs are covered. Acceptance is guaranteed with no medical questions. You can make one payment from just £1,699 or pay monthly over 12 months, 5 years or 10 years. Discover low cost funeral plans today.

The low cost funeral plan I'd want for myself

Sue Cook,
TV Presenter

One of the UK's largest cremation service providers
A caring and attentive team here for you and your family 24/7
Nationwide provider operating throughout mainland UK
Distinct Cremations

Our low cost funeral plans let you arrange and pay for a simple and affordable funeral for yourself or a loved one ahead of time.

Pre-planning now ensures your final farewell is carried out according to your wishes and your loved ones are protected from the emotional and financial burden of arranging a funeral during such a challenging time.

All of our fuss-free funeral plans include:

  • Essential funeral director services including help with all legal and cremation paperwork
  • Collection by private ambulance and preparation for cremation at our state-of-the-art mortuary facilities
  • A coffin and respectful cremation at one of our own crematoriums
  • Ashes personally delivered back to the family within 14 days or respectfully scattered at the crematorium.

Unattended Direct Cremation Plan

From £1,699
or £18.79* per month

Celebrate a life without the restrictions of a funeral

  • A simple, dignified and
    affordable option
  • No formal service or
    attendees present
Find out more Buy a plan now

Small Attended Cremation Plans

From £2,099
or £24.58** per month

Two simple service options for a family-led send off

  • A 10 minute service for
    up to 8 attendees OR
  • A 20 minute service for up to 20 attendees
Find out more Buy a plan now

Simple
Funeral Plan

From £2,999
or £36.80*** per month

A respectful cremation funeral led by a celebrant

  • Unrestricted number
    of attendees
  • A full length service at
    the crematorium
Find out more Buy a plan now

* Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,349.80 and includes administration fees. ** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £3,044.60 and includes administration fees. *** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £4,511 and includes administration fees.

For additional pricing information and a full list of our optional extras, please see our price list.

Find the right funeral plan for you

Funeral choices are very personal so we offer four different funeral plans to suit your individual preferences. Choose from the options below to find a funeral plan that fits your needs.

How many people would you like to attend the funeral service?

Want more information or have questions? Give our compassionate Customer Service Specialists a call on 01543 211997.

Get your free guide now

Distinct Cremations are specialists in affordable and dignified farewells. Our free funeral plan guide explains how you can avoid the stress and expense of a traditional funeral whilst ensuring the respect you deserve.

The guide outlines what our low cost funeral plans include, the payment options available, how to take out a plan and what will be in your customer pack.

Get your free guide

What is a funeral plan and what are the benefits?

A prepaid funeral plan lets you take control of your end-of-life arrangements by paying for a funeral in advance. Our low cost funeral plans are inclusive of collection, care at the mortuary, cremation including fees, a coffin, a simple ashes container and much more.

Prepay funeral costs

Woman working out expenses using a calculator, pen and paper with glasses

You can pay with a single payment via debit card, credit card or cheque. Alternatively, there are monthly payment options over 1 year, 5 years or 10 years which offer a flexible and affordable way to cover the cost if paying upfront isn't possible or isn't your preference.

Remove the financial burden

A couple funeral planning

A funeral plan removes the financial burden on your family and protects them from the rising cost of funerals which have risen by 53% since 2010.Δ

Δ Increase based on cost of basic funeral in 2010 (£2,713) and cost of a basic funeral in 2023 (£4,141) (SunLife Cost of Dying Report 2024, sunlife.co.uk/funeral-costs)

Save your loved ones stress

Wooden coffin with a bouquet of funeral flowers laid on top

Planning ahead means your loved ones won't have the emotional strain or the stress of arranging a funeral while they are mourning. It also means that when the time comes, the difficult funeral decision for family and friends will be taken care of and ready to arrange when they are.

How do prepaid funeral plans from Distinct Cremations work?

Distinct Cremations' low cost cremation funeral plans are perfect for those looking to safeguard their future. A funeral plan removes the uncertainty around your wishes, relieves some of the pressure your loved ones may feel when arranging a funeral and is inclusive of all the essentials.

Is your money safe and protected with a cremation funeral plan?

Since 29th July 2022, all funeral plans are regulated by the UK's financial regulatory body, the Financial Conduct Authority (FCA) which exists to enhance consumer protection. By being regulated, at Distinct Cremations we are legally obliged to undergo 'fitness to operate' checks and guarantee a funeral if payment terms are met.

Distinct Funeral Plans Limited (DFPL) is authorised and regulated by the Financial Conduct Authority (FCA) to sell and administer funeral plans. As part of our regulatory responsibilities, we provide full and clear information about how we keep our funeral plans safe.

The firm reference number (FRN) for Distinct Funeral Plans Limited is 965289.

How we keep your money safe
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Get in touch

Have a chat with us

Distinct cremations UK call centre

Want to talk through our options? If you have questions or would like some in-person support we're just a call away.

Speak to our team >>

Get a free guide

Sue bench

Need some time to digest the details? You can download our guide online or get a printed copy posted out.

Get a free guide >>

Set up a plan online

Man looking at our funeral guides

If you're happy that one of our plans is exactly what you're looking for you can get everything set up yourself online.

Set up a plan now >>

We offer the highest level of support, but don't take our word for it

Below are a selection of reviews from those who have purchased a funeral through Distinct Cremations.

A much easier way to plan for the unexpected
When my husband died very recently I phoned Distinct Cremations to get a quote. The gentleman I spoke to was so helpful and respectful. He gave all the information I needed without even having to ask. The service throughout was excellent. Would definitely recommend them.
Very easy to apply on line, good value and excellent reviews. Office contact efficient , warm and polite.
I spoke to a very knowledgeable lady who answered all my questions, I am very impressed with Distinct cremations.
Telephoned and a very helpful lady (Dee) answered all questions in a clear way,
Very clear with explanation, answered all of my questions with understanding. Good follow up call. Did what they said would do
Very helpful and informative, nothing was to much trouble
Easy to access Web site, phone call was answered quickly and operative was knowleleble and professional. Process was easy from start to completion and not pressured to take out the funeral plan.
5.0
121 reviews
Feefo Gold 2024

There are a few ways to pay for a funeral plan. As a one-off payment, you can pay by credit card, debit card or cheque. If you're paying monthly over 12 months you must pay via direct debit. If you're paying over 5 or 10 years you must pay by continuous card payment.

Yes, you can pay for your funeral plan in 12 monthly instalments or over 5 or 10 years. Terms & conditions apply.

Unfortunately we can’t transfer funeral plans from a different company to ourselves. However, you can simply cancel your existing funeral plan and take out a new one with us if you want to.

Many people struggle to afford a funeral because of the rising funeral costs. If you’re arranging the funeral of a loved one and you think you can’t afford it, check if you’re eligible for Government assistance via a Funeral Expenses Payment in England & Wales or check your eligibility and apply for a Funeral Support Payment in Scotland.

You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your funeral plan.

For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.

Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for funeral plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.

If you have purchased a funeral plan with a single payment or over a period of up to 12 months, you can cancel your funeral plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.

If you have purchased a funeral plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our funeral plans page.

Yes - you can take out a funeral plan on behalf of your parents or a partner. For more information, take a look at our guide on setting up a funeral plan for a loved one or talk to a member of our team today on 01543 211997.

At Distinct Cremations, we offer both unattended and attended funeral plans delivered with dignity and care.

Our funeral plans include every aspect of the cremation arrangements so when the time comes there will be nothing more for your family to pay. We deliver all of the services ourselves including transport, care at our mortuary, cremation at one of our crematoriums and the return of the ashes. Our caring team is there to offer support throughout with both paperwork and making the arrangements.

You can see how we compare to other funeral providers in the market with our comparison table.

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Not found what you're looking for?