A prepaid funeral plan allows you to pay for a funeral in advance for yourself, for a family member or for a friend. With Distinct Cremations, our low cost funeral plans are inclusive of cremation fees, an urn, collection, care at the mortuary and much more from just £1,595.
You can pay with a single payment via debit card, credit card or cheque. Or alternatively, there are monthly payment options over 1 year, 5 years or 10 years which offer an affordable way to pay if paying upfront isn't possible or isn't your preference.
A funeral plan removes the financial burden on your family and protects them from the rising cost of funerals which have risen by 45%*** since 2010.
*** Increase based on cost of basic funeral in 2010 (£2,713) and cost of a basic funeral in 2022 (£3,953) (SunLife Cost of Dying Report 2022, sunlife.co.uk/funeral-costs)
Planning ahead means your loved ones won't have the emotional strain or the stress of arranging a funeral while they are mourning. It also means that when the time comes, the difficult funeral decision for family and friends will be taken care of.
Distinct Cremations are specialists in fuss-free, dignified farewells. Our free guide reveals how you can avoid the stress and expense of a traditional funeral.
The guide outlines what is included in our low cost funeral plan, payment options, how to take one out and what will be in your customer pack.Get your free guide
Distinct Cremations' low cost funeral plans are perfect for those looking to safeguard their future. It removes the uncertainty around your wishes, relieves some of the pressure your loved ones may feel when arranging a funeral and is inclusive of all the essentials.
Choose your preferred funeral plan and how you want to pay
We secure your money in a trust fund or we purchase a 'whole of life' policy from regulated provider Scottish Friendly
Finally, the ashes will be personally hand-delivered within 14 days
Whenever you need us, we'll be here for you and your questions 24/7
When the time comes we carry out the process - from collection to cremation
Since 29th July 2022, all funeral plans are regulated by the UK's financial regulatory body, the Financial Conduct Authority (FCA) which exists to enhance consumer protection. By being regulated, at Distinct Cremations we are legally obliged to undergo 'fitness to operate' checks and guarantee a funeral if payment terms are met.
Distinct Funeral Plans Limited (DFPL) is authorised and regulated by the Financial Conduct Authority (FCA) to sell and administer funeral plans. As part of our regulatory responsibilities, we provide full and clear information about how we keep our funeral plans safe.
The firm reference number (FRN) for Distinct Funeral Plans Limited is 965289.How we keep your money safe
Need some time to digest the details? You can download a PDF of our guide online or get a printed copy posted out.Get a free guide >>
If you're happy that one of our plans is exactly what you're looking for you can get everything set up yourself online.Set up a plan now >>
Below are a selection of reviews from those who have arranged a funeral or purchased a funeral plan through Distinct Cremations.
"I can't recommend Distinct Cremations enough. I felt like my hand was held throughout the entire process. A wonderful team. Look no further than Distinct Cremations, first class! Credit to Grace J and colleagues. Thank you."
"When you receive news of a loved family member in time of need or passing, the worries of many things arise. Consider contacting Distinct Cremations. My personal experience has been positive, in that their professional support had helped to provide a dignified service & cremation for the family to attend. They explained clearly what was available & when it would be able at the time of contact & positive communication throughout. They were recommended I've chosen to say thank you."
"Great service and easy to fill in forms. Everything you need to take care of my unattended funeral leaving the family to celebrate my life with everything taken care of by Distinct Cremations."
"The help and support I received was phenomenal. In both cases, my friends were fetched from where they were and it was all sorted by Distinct Cremations personnel themselves. I can only say that I have just paid for my own cremation too and feel very relieved that it would make things so much easier for my children that live all over the world. I can really recommend making a timely decision about what happens after you die. This will bring immense peace of mind to yourself and your loved ones that stay behind."
"This was our first experience of using a direct cremation service and we weren't sure what to expect. We were guided through the process by our own personal assistant who explained our options. Once we had made a decision on the type of service we wanted she advised us what we needed to do at every step of the way. She kept in regular contact to make sure we were happy and to answer any questions we had. The end-to-end service was very efficient and clearly explained by sensitive staff who were always available to answer any questions. We would highly recommend Distinct Cremations."
“We were very impressed with the service provided by Distinct Cremations from start to finish. All the people who dealt with Dad's cremation were kind and compassionate, particularly Alice who took our initial call, and Stephen who handled things from then on. They kept us informed about developments every step of the way and made us feel welcome to ask if ever we had any queries. The whole process was carried out in a professional yet sympathetic way. Would definitely recommend these people if you are considering a direct cremation for your loved one.”
“Exceptional service, everything was taken care of by kind and considerate staff making a very difficult time easier to bear by removing the stress of organising and planning a funeral. We can now plan how to celebrate my father's life together as a family and at a time of our choosing. Everything was taken care of with the staff involved keeping me informed at every stage, they made me feel that Dad was being cared for.”
Yes - you can take out a funeral plan on behalf of your parents or a partner.
At Distinct Cremations, we offer the best direct cremation funeral plan on the market for the best price. There are no additional extras for doctor's fee, removal of artificial mechanisms, or returning the ashes. You can see how we compare to other funeral providers in the market with our comparison table
For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.
Yes, you can pay for your funeral plan in 12 monthly instalments or over 5 or 10 years. Terms & conditions apply.
There are a few ways to pay for a funeral plan. As a one-off payment, you can pay by credit card, debit card or cheque. If you're paying monthly over 12 months you must pay via direct debit. If you're paying over 5 or 10 years you must pay by continuous card payment.
If you have purchased a funeral plan with a single payment or over a period of up to 12 months, you can cancel your funeral plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.
If you have purchased a funeral plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our funeral plan terms page.
Unfortunately we can’t transfer funeral plans from a different company to ourselves. However, you can simply cancel your existing funeral plan and take out a new one with us if you want to.
Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for funeral plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.
You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your funeral plan.