Protect yourself from inflation with the UK’s best value funeral plan.
A funeral cremation plan is perfect for those looking to safeguard their future. It gets rid of uncertainty about your wishes and relieves the pressure on your loved ones to make arrangements.
It also keeps you secure from the ever-rising costs of funerals. With a Distinct Cremations cremation plan, our guaranteed low-cost monthly instalments are fixed throughout your term - whether you pay over 1 year, 5 years or 10 years.
And most importantly, your money is safe, secure and independently managed in a trust fund or by the FCA regulated Scottish Friendly.
Call us on 01543 211997 to speak to our personal advisors today.
** Price advertised is for a 50 year old paying over a 10 year period.
Sometimes people like the idea of a direct cremation but wish their friends and family could see the coffin at the crematorium and have the chance to say goodbye before the cremation.
Our Intimate Cremation is designed to allow this. It’s a short 10 minute farewell that takes place early in the morning at the crematorium of your choice where up to 8 people can attend.
There are four ways to pay for your plan - as a one-off payment by credit card, debit card or cheque or monthly by direct debit.
Unfortunately we can’t transfer plans from a different company to ourselves. However, you can simply cancel your existing plan and take out a new one with us if you want to.
Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy with Scottish Friendly.
The FCA are assessing funeral providers to ensure they are well run, well financed and well structured, and do not use bad sales practices such as cold calling. The new FCA regulations aim to ensure that all customers get the information they need to make an informed decision, your money is looked after and all plans are sold at a fair price.
For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy with Scottish Friendly. If you die after 12 months of the start of your plan, but before you have paid all your instalments, there is nothing more to pay.
Our application was submitted to the FCA back in November 2021 and our Head of Compliance has been communicating with them regularly throughout the process. You can view our application here
Many people struggle to afford a funeral because of the rising funeral costs. If you’re arranging the funeral of a loved one and you think you can’t afford it, check if you’re eligible for Government assistance via a Funeral Expenses Payment in England & Wales or check your eligibility and apply for a Funeral Support Payment in Scotland.
Yes, you can pay for your funeral plan in 12 interest-free monthly instalments or over 5 or 10 years.
Yes, all our funeral plans are safe. For lump sum and instalments up to 12 months, your funds are held securely in the Distinct Funeral Plans Trust. For 5 & 10 year instalment plans we purchase a “whole of life” policy from one of the UK's largest mutual life organisations, Scottish Friendly, to provide your chosen cremation at the time of need.
Yes - you can take out a plan on behalf of your parents or a partner.
You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your plan.
Choose the right funeral plan for your needs with one of our simple, low cost, fuss free, cremation plans. All of your essentials are included in the price; a coffin, the cremation costs, a simple receptacle for the ashes and their return. There are no funeral processions, cars, flowers, just a simple, respectful, high-quality cremation. We'll make all the arrangements and support with the paperwork. We offer two funeral options with the main difference being where there will be a small service with up to 8 mourners present or not.
Our Personal Advisors are experienced and trained to provide advice and support in helping you to choose the right plan and even help you to complete the application form if you wish. When the plan has to be carried out the Personal Advisors are available 24/7 to help with paperwork and even guide families with how to put together a celebration.Request a Call Back
Direct Cremation is an alternative to a traditional funeral. It’s simply a cremation without a funeral, service, ceremony or attendees.
At Distinct Cremations we focus on providing simple, affordable direct cremations. But simple doesn’t mean lower quality. It means taking a cremation back to its essentials – a dignified send off in a high-quality crematorium. By choosing an inexpensive alternative to traditional funerals means that family and friends are able to organise a send-off that truly celebrates the life of a loved one, at a time and place more suitable.
A Direct Cremation with Distinct is on average 60% cheaper then a traditional funeral.
We'll manage the cremation & help with any paperwork to allow families to recover from the loss of their loved one.
Families & friends can organise a memorial or celebration of life at a convenient time & place, when ready.