Field With Trees And Wildflowers

It's never nice thinking about your own death, and many of us understandably prefer not to. It’s comforting to realise that you have the autonomy to navigate your own passing, and the best thing you can give yourself is the peace of mind that your end of life plans are in place.

How to prepare for your own death

You can never really fully prepare for your own death. No one knows the emotions, feelings, and thoughts that will come up at the time of our death until we're in that position ourselves.

But there are things we can do to help ourselves, and our loved ones, when we're in that position, to ensure our last wishes are met and the process runs smoothly.

In this article we'll look at some of the ways you can emotionally prepare, as well as funeral arrangements, will writing and more.

Facing and accepting death

Facing your own death is an incredibly difficult experience to wrestle with. It's easy to say we need to reach acceptance, but it's much easier said than done.

We will go through a number of different emotions as we get near to the end. Sorrow, anxiety, fear, perhaps powerlessness, and each feeling and emotion is completely valid and natural.

But what is in our power is to say the things that were previously left unsaid and repair relationships that have gone through some type of turbulence. Now, more than any time in our lives, is the time to tie up the loose ends.

Prioritise relationships with loved ones

Couple hand in hand

Guilt is one of the most prevalent emotions many of us feel when faced with grief - be it facing our own mortality or having lost a loved one. We may feel guilty about something we said or a relationship that broke down. But whilst we are here, there is always the chance to repair a relationship and in our last few months it's important not for only ourselves, but also the people that we leave behind, that we mend what has been broken.

Making the most of the time that's left

Grandparents spending time with family

Not every moment has to be a moment of sorrow. If we feel up to it, we can also do the things we've always wanted to do or the things that make us happy. Maybe it's to ride along the Orient Express, maybe it's to spend time with our nearest and dearest. We may want to tell family stories we've never told before. Now is the time to give our family a legacy to remember us by and provide them with moments that'll never leave their heart.

Facing death and getting help

Holding hands

The grief of facing our own death will take a toll on both the body and the mind. We may feel depressed, angry or guilty. We may not be able to eat or sleep. But it's important to remember that everything we experience is a natural part of grief and there are people out there who can help. That may be a family member or friend, or it could be someone professional. Below are a few numbers that may be of assistance.

Consider a funeral plan

Setting up a funeral plan while preparing for your own death can be an act of love and consideration for those you’ll leave behind. Here are a few reasons why you might think about taking this thoughtful step:

Ease the burden on loved ones

During the grieving process, your family will have many decisions to make and difficult emotions to navigate. Having a funeral plan in place can alleviate the pressure of making arrangements, allowing them to focus on supporting one another and honouring your memory.

Financial security

Funerals can be expensive, and the costs can add an unexpected financial burden to your loved ones during an already difficult time. By prepaying (in a single payment or over a longer period) you can ensure that the expenses are covered, providing peace of mind and financial relief.

Respecting your wishes

A funeral plan allows you to clearly communicate your funeral preferences. As well as your chosen type of burial or cremation, you can also consider specific details about the service and any personal touches you wish to include. Your loved ones will have the comfort of knowing they are honouring your wishes.

Provide a sense of control

Planning your funeral allows you to have a sense of control over one of life's final events. It can be empowering to know that you have taken steps to ensure your farewell is handled in a way that reflects your values and personality.

The gift of peace of mind

Ultimately, having a funeral plan can bring peace of mind to both you and your loved ones. Knowing that everything is taken care of can provide comfort and reduce anxiety about the future.

Estate planning and other important considerations

We all want to leave some kind of legacy when we go. This may involve giving our loved ones some great memories to remember us by or passing on what we own to the next generation.

There are a number of things to pass on, and there are a number of things we need to consider when we die, including our will, digital assets and accounts, pets and important paperwork that may be stored at home.

Here's a quick rundown of all the things you may need to consider.

Writing your last will

Writing Banner

Writing a last will (also known as a last will and testament) is an important legal document that allows you to specify how your assets and estate should be distributed after your death. It gives you peace of mind, control of your legacy and helps to avoid family disputes.

Letters of instruction

Pen And Notepad On Kitchen Worktop

Creating a letter of instruction to provide guidance on specific matters not covered in your legal documents is an important thing to consider. This letter of instruction can include personal messages, wishes for the care of pets, the location of important paperwork, or directions on sentimental items.

Guardianship of pets

Family Walking In Autumn

The well-being of your pets after you die is an important aspect of estate planning. You will need to designate a caregiver and maybe even provide some kind of financial provision and care instructions so your pet can remain in capable and comfortable hands.

Digital assets and accounts

Woman at laptop

Your digital assets and passing on access to any digital accounts is an important consideration so that your family don't lose out on any financial investments such as access to online bank accounts, and so your family has access to any digital memories like photos stored online or on a social media account.

End of life care preferences

Condolences Book With Photo Of Deceased

Consider your preferences for end of life care. This includes decisions about life-sustaining treatments, resuscitation, pain management, and hospice care. You might like to inform your loved ones of your wishes or more formally you can document your choices in advance using something like a living will.

Legal and financial advisors

Celebrant Completing Paperwork With Bereaved Lady

It's important to consult with legal and financial professionals such as a lawyer and a financial advisor regarding all your estate planning so you can ensure your plans are legally sound and aligned with your goals and what you want your legacy to look like.

Sorting out finances

Preparing for your own death is a deeply personal and emotional process, and organising your finances is an essential part of ensuring your loved ones are taken care of when you're no longer here. Sorting out your finances ensures that your financial affairs are in order and that your wishes are respected, allowing your family to focus on supporting each other, healing and remembering you fondly.

It can be overwhelming to know where to start, so, we’ve created a checklist of sorts for you to refer to when putting your finances in order.

  • Write a will As we mentioned before, a living will is essential, as it specifies how your assets should be distributed after your death. It allows you to name an executor to manage your estate, ensuring your wishes are followed. This helps to avoid potential disputes and guarantees that your belongings go to the people or causes you care about most.
  • Appoint a power of attorney Designating someone as your Power of Attorney (PoA) allows them to make decisions on your behalf if you become unable to do so. Depending on your wishes, a PoA can include managing your finances, paying bills, and making healthcare decisions. If you think you may lose the mental capacity to arrange your own affairs, it's crucial to choose someone you trust to act in your best interests.
  • Review and update beneficiaries Make sure that the beneficiaries listed on your insurance policies, pensions, and bank accounts are up-to-date. This ensures that these assets will go directly to the people you've selected without having to go through probate.
  • Organise important documents Gather all your important financial documents, including bank statements, investment records, insurance policies, property deeds, and any other relevant paperwork. Keep them in a safe place and make sure your executor or a trusted loved one knows where to find them.
  • Settle debts and liabilities If possible, try to pay off any outstanding debts or make arrangements to ensure they can be settled from your estate. This can prevent additional stress for your loved ones and ensure that your assets can be distributed according to your wishes.
  • Consider a Funeral Plan As mentioned before, planning and paying for your funeral in advance can ease the financial and emotional burden on your family. This ensures that your final wishes are respected and that the costs are covered.
  • Create a list of assets and liabilities To help your executor manage your estate more efficiently, make a comprehensive list of all your assets (savings accounts, investments, properties) and liabilities (loans, mortgages, credit card debts).
  • Discuss your wishes with loved ones Having open and honest conversations with your family about your plans and wishes can provide clarity and reduce confusion or conflict later on. It also gives you an opportunity to explain your decisions and provide any necessary guidance.
  • Seek professional advice Consulting with a solicitor, financial advisor, or estate planner can provide valuable insights and help you navigate the complexities of estate planning. They can ensure that your plans are legally sound and that all necessary steps are taken.

Getting support and getting care

If you're struggling or would just like someone to talk to, below are a few helplines that do great work and provide a shoulder to lean on for anyone who needs support:

Samaritans (Call: 116 123) - Free 24/7 support for anyone needing any kind of emotional support

Cruse (Call: 0808 808 1677) - Free helpline supporting those suffering with grief

Veterans UK (Call: 0808 191 4218) - Government-ran support organisation providing free support for veterans and their families

Age UK (Call: 0800 678 1602) - The UK's leading charity helping millions of older people with support, companionship and advice

The Silver Line (Call: 0800 470 8090) - Free 24/7 helpline for older people struggling with loneliness, sadness or lowness

If you're looking for palliative care, a hospice or further information about end of life support, here are a few places that can help:

Hospice UK - Hospice care finder showing you the nearest hospices to you

NHS palliative care services - Palliative care finder showing you the near palliative care services to you

NHS pain management services - Find pain management services near you

Marie Curie - Leading end of life charity providing support line, hospice care, frontline nursing and information on dying and bereavement

Think about funeral arrangements

Many of us have an idea of what we want our funeral to look like when we die. But there are a number of different aspects we need to consider.

For example, how much will the funeral cost? Do I want a burial or a cremation funeral? Do I want a simple funeral? Do I even want a funeral?

To answer some of those questions for you, below are a few helpful resources.

Cremation or burial: which is best?

2000 x 800 woman arranging a cremation at home on computer

The choice between a cremation or burial can be a complex one with many factors to consider including the cost, environmental impact and religious beliefs.

Cremation or burial?

Popular alternatives to a traditional funeral

Alternative funeral

Alternatives to a traditional funeral have become more popular in recent years. In this article we outline the options and look at why people are opting for something different.

Alternatives to a traditional funeral

Unattended direct cremation

Funeral Operatives Transporting Coffin Through Chapel

Direct cremations are becoming more popular as a funeral option, providing a fuss-free and respectful way to say goodbye to a loved one. But what is a direct cremation?

Discover direct cremations

Have a question?

Whether you're wanting to arrange a funeral today, plan for the future, or looking for something else, our customer service specialists are here for you 24/7 to answer any questions you may have.

Ask a question today or call us on 01543 211997.

Ask a question

Other helpful resources

Below are a few more resources that may help when it comes to planning for your own death.

The costs associated with a funeral

Cremation costs

If you’re looking at arranging your own funeral, you’ll need to know exactly how much a funeral costs so that you can make the appropriate arrangements. These can differ depending on a number of factors.

Funeral costs

Planning a memorial service

Group toasting a friend's memory

Planning a memorial service isn't always straightforward. In our guide, we'll provide you with practical information on how to organise a memorial service whether you're pre-planning for yourself or for a loved one close to your heart.

Planning a memorial service

What to do when someone dies

What to do if someone dies in England_ wild flowers

The death of a loved one can be difficult and overwhelming. Understanding what your family need to do when you die, and when to do it, can help ease the stress and confusion they may experience.

What to do when someone dies

What our customers say about us

We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.

4.9/5
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Margaret McCluskey, on Google 12 Nov 2024
The people at Distinct Cremations were all so kind and very helpful. They always had answers for all of my questions. I received my partners ashes when they were promised with a half hours notice before they were actually delivered, which was nice.
Rory Mullins, on Google 9 Nov 2024
I recently lost my sister and Distinct Cremations were fantastic. I dealt with one lady all the time and she provided great support and updated me all the time. Cannot praise her enough.
Geraldine , on Trustpilot 7 Nov 2024
Very easy to set up, clear and concise instructions, good choice of plans. Recommended by my niece who was very pleased with her experience.
Paul Exley, on Trustpilot 7 Nov 2024
I chose Distinct Cremations over the others as they came across as the most sincere, honest and professional. Dealing with the Distinct team is very reassuring and nothing is too much trouble; they want to ensure that the customer is totally satisfied and comfortable with every stage in the process. I am wholly confident and delighted with the whole process and recommend Distinct Cremations without hesitation.
Pat Wenham, on Google 7 Nov 2024
Very friendly and helpful
Jacqueline Bruntz , on Trustpilot 6 Nov 2024
On line plan set up was very easy to navigate. Low cost money payment plan and follow up service is second to none. I highly recommend this company.
Gary Danks, on Trustpilot 5 Nov 2024
Great service. Helpful and very understanding staff . All arrangements done with a simple phone call . Very happy!
Nick Wheeler, on Google 4 Nov 2024
Very professional company to deal with. While the cost was less than others charge, I found the level of customer service was not reduced in any way. The respectful and courteous advice, at was was a sad time, was greatfully appreciated.
4.9/5
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4.9/5
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4.8/5
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