Unattended Direct Cremation Plan from £1,595

Our most popular and fully-inclusive unattended direct cremation plan covers everything you will need. 100% guaranteed that your family will not have to pay more.

The low-cost cremation plan I'd want for myself.

Sue Cook,
TV Presenter

The UK’s largest independent cremation services provider
A caring and attentive team here for you and your family 24/7
Nationwide provider operating throughout mainland UK

Advance notice: plan prices will rise - save £100 by taking out one of our funeral plans today
Our prices will rise 3rd January 2024. To take advantage of our current prices we need to receive your application before this date.

Distinct Cremations

What's Included, for £1,595

  • An unattended cremation
  • Collection of the deceased 24/7 (UK mainland only)
  • Care at our professional mortuary
  • 24/7 support
  • Single doctor's fee
  • Help with all legal and cremation paperwork
  • Prepare the deceased for cremation
  • A simple coffin and urn
  • XXL coffin, if required
  • Removal of artificial mechanisms
  • Removal of pacemakers
  • Respectful and dignified cremations at one of our nationwide crematoriums
  • Ashes scattered in the garden of remembrance or returned within 14 days

What's Not Included

  • Attendance of mourners
  • A funeral service or procession
  • Choice of crematorium
  • Choice of time
  • Embalming
  • Viewing of the deceased
  • Celebrant or minister fees
  • Cost of repatriation from outside mainland Great Britain
  • Special requests such as memorials, flowers, catering or obituaries
  • Any additional charges (such as VAT) passed to us due to changes in the law, tax rules or legislation that affects the way cremations are carried out

For full details of what is and is not covered, please read our funeral plan summary and terms & conditions.

For a list of optional extras, please read our full price list or for additional information read our CMA standardised price list.

Why not add our Go Greener option?

Our optional extra can be added for £100 and includes:

  • A coffin made from wood fibre containing a mix of virgin recovered and recycled fibre - a coffin that uses up to 80% fewer trees to produce
  • Carbon offsetting of the Distinct Cremations service
  • A tree planted as a natural solution to tackle climate change
Find out more

"I talked to the people at Distinct Cremations. They told me these days many of us don’t want to spend large sums of money on an elaborate funeral."

Sue Cook, TV Presenter

Sue bench with funeral plan guide
Distinct Cremations

With our Unattended Direct Cremation plan you can pay in whatever way you choose, in one single payment or over 12 months. Acceptance is guaranteed if you are over 18, and there are no medical questions or upper age limits.

If you are aged between 50 & 74, you can also pay over 5 or 10 years for a lower monthly payment.

Single payment or over 12 months

  • Acceptance is guaranteed if you're over 18 years old with no upper age limit
  • Once full payment is made the services in the plan are 100% guaranteed
  • Money is transferred into the Distinct Funeral Plans Trust, independent of Distinct Cremations
  • All your money back within 30 days and most of your money back (minus £95 cancellation fee) after 30 days
  • If you pay over 12 months, you can add a deposit if you wish, and your monthly payments will be reduced accordingly
  • Payments are fixed over 12 months protecting you from inflation and we do not add fees
    • The plan has to be paid in full before the cremation is guaranteed to be covered

Paying for a plan over 5 or 10 years

  • Acceptance is guaranteed for anyone aged between 50 & 74
  • Low monthly payments - depending on your age
  • £95 arrangement fee to be paid up front
  • Guaranteed to cover the costs in your plan after just 12 months, meaning that if you pass away before you have finished paying, your plan is guaranteed with no further payments required
  • Payments are fixed for the term protecting you from inflation
  • Full cover provided for accidental death from day one
  • Money-back guarantee if you decide to cancel in the first 12 months
    • You must continue to make your payments for the full period or to end of life if earlier, otherwise you will lose the benefit
    • You will pay more for your plan overall compared to paying with a single payment or spreading the cost over 12 months
    • If you cancel after 12 months of the plan start date, you will not receive any money back
Distinct Cremations

We offer the highest level of support, but don't take our word for it

Below are a selection of reviews from those who have purchased a funeral plan with Distinct Cremations.

"Easy to purchase and it was peace of mind if anything happens to my wife, in the future, knowing it's all sorted and paid for. Although I have spoken to the reps over the phone they have been friendly and helpful. I have purchased the 1 year plan and it's knowing by November 2024 it will be bought and paid for and definitely a weight off my mind. Touch wood, nothing will happen for a while, but when it does, it will be all sorted."

"I spent a lot of time reading, researching, and looking at several funeral plan provider websites, but this one stood out for the following reasons:

(1) A well laid out website and very informative and comprehensive literature sent in the post.

(2) Good emphasis on how the funeral scheme is protected by the FCA and easy to trace the FCA registration through to the FCA website to see that it is genuine and without any red flags. Also easy to look up the funeral company and its parent companies at Companies House to see that they are all financially healthy and solvent. I really liked the fact that there is also a link to the funeral scheme's trust accounts on the website - very transparent, which is good [and not many competitors do this].

(3) The application process was very easy to follow and complete. Extremely prompt processing of the application [all set up in 24 hours, even though I chose to post mine] and very courteous and polite staff at customer services when I spoke to them.

All in all, just good customer service."

"Easy to organise based on information received which answered all our questions. Delighted with follow up phone call which was very much appreciated providing the human face to internet service."

"Exceptional service, everything was taken care of by kind and considerate staff making a very difficult time easier to bear by removing the stress of organising and planning a funeral. We can now plan how to celebrate my fathers life together as a family and at a time of our choosing."

"They are the most economical when you take out a monthly plan. Very easy to understand and very nice people. Easy to set up direct debit and economical. All very professional"

"The whole process was a lot easier than I expected. Every question that I had was answered thoroughly, and there was no compulsion to proceed until I was totally satisfied. I have since referred other family and friends to Distint Cremations. The Unattended Cremation Plan fitted my brief of a simple, cost effective funeral. I have no family nearby, so this plan made perfect sense for me."

Distinct Cremations

Distinct Cremations' prepaid direct cremation plans are perfect for those looking to safeguard their future. It removes the uncertainty around your wishes and relieves some of the pressure your loved ones may feel when arranging a funeral.

With our direct cremation plan, our low-cost monthly instalments are fixed - whether you pay over 12 months, 5 years or 10 years.

1. You choose your plan

Choose your preferred cremation plan and how you want to pay then call us to get your plan in place. Whenever you need us, we'll be here for you and your questions 24/7.

Call on 01543 211 997

2. We secure your money

Your money goes into a trust fund, or we purchase a 'whole of life' policy from Scottish Friendly - a regulated insurance provider - if you are paying over 5 or 10 years.

Keeping your money safe

3. We arrange cremation

When the time comes we'll carry out every part of the process - from collection to cremation, right through to the hand-delivery of the ashes to your loved ones.

How our process works

Get your free guide now

Distinct Cremations are specialists in fuss-free, dignified farewells. Our free guide reveals how you can avoid the stress and expense of a traditional funeral.

The guide outlines what is included in the plan, payment options, how to take one out and what will be in your customer pack.

Get your free guide
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You’ll typically receive your documents within five working days of taking out the plan.

At Distinct Cremations, we offer the best direct cremation funeral plan on the market for the best price. There are no additional extras for doctor's fee, removal of artificial mechanisms, or returning the ashes. You can see how we compare to other funeral providers in the market with our comparison table

For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.

All of the necessary services required for your cremations are in your initial costs. However, on occasion there may be additional costs. You can read the full list of additional services for more information.

A funeral plan is a prepaid funeral arrangement between the customer and the funeral provider, with your money going into a secure trust fund, or protected by Scottish Friendly - an authorised and regulated insurance provider - if you are paying over 5 or 10 years. And when the time comes we'll carry out every part of the process and deliver the ashes to your family at no extra cost.

A direct cremation plan is perfect for those looking to safeguard their future and is inclusive of the cremation, cremation fees, collection, care, return of the ashes and much more. For full details of what is and is not covered, please read our funeral plan summary and terms & conditions.

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