funeral plan for a parent

Losing a parent is one of the most emotional and difficult experiences in life. Planning a parent’s funeral can feel overwhelming, especially when you're also navigating grief.

However, with careful planning and support, you can ensure that the funeral reflects your parent’s wishes and provides comfort to everyone involved. This guide offers practical steps and advice to help ease the process and ensure that their memory is honoured with dignity.

Talk about your parent's wishes early

It can be hard to initiate conversations about death, but planning a funeral for a parent early can provide clarity and peace of mind. Whether your parent prefers a burial, cremation, a traditional service, or a more personal celebration of life, knowing their preferences allows you to plan the funeral they would want.

If they are open to it, discussing a parent’s funeral plans can also help simplify the process by making financial and practical decisions in advance.

Tips for how to start the conversation:

  • Pick a calm moment, when you and your parent can speak without distractions.
  • Frame the discussion around honouring their wishes and taking care of future arrangements.
  • Reassure them that it’s about giving them control over their final farewell.

What to talk about:

  • Their preferences for burial or cremation.
  • The type of service they’d like (religious, non-religious, celebration of life).
  • Any specific music, readings, or personal elements they’d want included.

Gather essential documents and information

Before you begin planning a parent’s funeral, it's crucial to gather the necessary documents. Having these documents in order helps streamline decisions when the time comes and ensures that all legal and financial matters are addressed.

Key documents to gather:

  • Their will
  • Death certificate
  • Insurance policies
  • Any pre-arranged funeral plans
  • Property deeds
  • Bank account information

Getting organised early can relieve significant stress during an already challenging time. For more information, read our guide to funeral documents.

Documents


Choose a funeral provider

Documents

After gathering the necessary documents, the next step is choosing a funeral provider. They will guide you through key decisions such as burial, cremation, the type of service, and any additional arrangements when planning a funeral for your parent.

What to consider when choosing a funeral provider:

  • Services offered: Does the provider offer the type of service you’re looking for (traditional or direct cremation)?
  • Costs: Compare prices to make sure the service fits within your budget.
  • Funeral options: Ensure they offer the flexibility to personalise the funeral according to your parent’s wishes.
  • Care: Look for a provider that prioritises respect and dignity in how they care for your loved one.

Here at Distinct Cremations, we offer:

  • Collection by private ambulance and preparation for cremation at our mortuary facilities.
  • Essential funeral director services, including help with all legal and cremation paperwork.
  • A coffin and respectful cremation at one of our own crematoriums.
  • Ashes personally delivered back to the family within 14 days or respectfully scattered at the crematorium.

Explore our funeral plans today.

Decide on the type of funeral

There are several types of funerals to consider, each providing a different way to say goodbye to your parent:

  • Direct cremation (with the option for a memorial service at a later date)
  • Traditional religious service
  • Celebration of life
  • Cremation

The right choice depends on your parent’s personal beliefs, your family’s budget, and any prepaid plans they may have set up. Direct cremation is an increasingly popular choice, providing flexibility for families to hold a memorial at a time and place that works best. In 2024, 20% of all funerals were a direct cremation, compared to just 3% in 2019 *.

With a prepaid funeral plan, your parent’s wishes can be clearly stated, and costs can be locked in, protecting your family from rising expenses.

* SunLife Cost of Dying Report 2025, sunlife.co.uk/funeral-costs

Documents



Consider funeral details

Documents

Personalising the service can make it a true reflection of your parent’s life and personality. For some, this might mean having a simple funeral service followed by a more informal celebration of life held separately. Others might prefer a small, intimate gathering with family and close friends, where details like hymns, meaningful readings, or favourite poems take centre stage.

If your parent valued simplicity, you could opt for a basic service, keeping the focus on celebrating their life in a less traditional setting, such as a memorial at a favourite spot later on. This approach allows you to focus on what’s most meaningful for your parent, creating a service that truly reflects who they were.

Organise the memorial service

A memorial service allows family and friends to gather, share memories, and support each other. It doesn’t have to be an elaborate affair, simple receptions can include catered meals, buffets, or a gathering at someone’s home. Direct cremations, in particular, offer complete flexibility for memorials, allowing you to celebrate your parent’s life at a time and place that suits their wishes and your family’s needs.

You may want to think about holding the service in a location that was meaningful to your parent. This could be a favourite park, a beloved holiday spot, or even their own garden. You could also incorporate an activity they enjoyed, such as planting a tree, playing their favourite music, or having guests share personal stories.

If your parent is still with you, consider having a conversation with them about what kind of memorial service they would want. Knowing their wishes can help ensure that the event is a true reflection of their personality and values, giving both you and your family peace of mind.

Memorial



Consider funeral costs

Funeral costs can vary depending on factors such as burial or cremation, the type of service, and additional expenses like transportation or flowers. On average, funeral expenses can add up quickly. For an idea of what you might expect to pay for a funeral, below is a snapshot of average funeral costs in 2024**:

Funeral type Average cost
Burial £5,198
Cremation £3,980
Direct cremation £1,597

Prepaid funeral plans are priced slightly differently, and help you manage these costs by locking in today’s prices, sparing your family from unexpected expenses when the time comes.

** SunLife Cost of Dying Report 2025, sunlife.co.uk/funeral-costs

Set up a funeral plan for peace of mind

Distinct Cremations team

Setting up a prepaid funeral plan can offer peace of mind for both you and your parent.

These plans ensure that their wishes are respected and that everything, from the service to the financial arrangements, is handled ahead of time.

This allows your family to focus on remembering your parent, rather than worrying about the details and costs of the funeral. Whether your parent prefers a traditional or simple send off, a funeral plan can be customised to suit their wishes and your family’s needs.

Discover how funeral planning can bring reassurance and support to you and your loved one.

View our funeral plans

One of the UK’s best value cremation services, delivered with a caring and compassionate heart

Not only are our low cost funerals carried out with love and care, but we also offer one of the UK’s best value services.

From your very first phone call, right through to the hand-delivery or scattering of the ashes, you can rest assured that you will be in the most caring and attentive hands with Distinct Cremations.


Our caring team are here 24/7 to support you through the most difficult of times

Rhiannon Pearson

Team Leader

Rhiannon P v3

Look after yourself during the planning process

Planning a funeral for a parent can take a significant emotional toll. Remember to take care of your own well-being throughout the process. Delegate tasks to other family members when possible, and don’t hesitate to lean on the support of professionals, whether that’s the funeral provider or a grief counsellor. It’s important to give yourself time to process your emotions and to seek help if you’re feeling overwhelmed.

Download our free checklist

Here at Distinct Cremations, we have created a free checklist for you to download which lets you know what you need to do when someone dies.

Download our checklist below or speak to our expert team on 01543 211997 today.

Download free checklist

Other helpful resources

Below are a few more resources that may help when it comes to anticipating a death.

Taking out a funeral plan for someone else

Man and grandfather together

If you're responsible for making arrangements for a loved one, you may wonder if you can set up their funeral plan. Learn how you can take steps to ensure their wishes are honoured and the process is simplified for your family.

Funeral plan for someone else

What is a funeral plan and how do they work?

Couple reviewing finances for funeral plans

A funeral plan allows you to organise and pay for a funeral in advance, helping to lock in costs and reduce financial burden when the time comes. Find out how funeral plans work and what options are available.

How do funeral plans work?

Funeral plans for a loved one

Couple Sitting In Garden With Laptop

Pre-planning now ensures your final farewell is carried out according to your wishes and your loved ones are protected from the emotional and financial burden of arranging a funeral during such a challenging time.

View our funeral plans

What our customers say about us

We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.

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Anonymous, on Feefo 4 Nov 2025
Very helpful and understanding. Great explanation of services offered. Followed up to ensure we were happy with our plans.
Laura, on Trustpilot 18 Oct 2025
Felt looked after and cared about. Help and advise on the end of the phone, no pressure, treated with empathy and respect every step of the way.
Adrian Walker, on Google 17 Oct 2025
My whole experience was a very nice and well informative and the advice I was given lead myself and my wife to proceed with getting one each.and I will be recommending you to all my friends once again well done 👍👍👍
Anonymous, on Feefo 15 Oct 2025
Prompt response and kept us fully informed at every stage. Alice was compassionate and treated us with dignity throughout. Would recommend.
Anonymous, on Feefo 14 Oct 2025
Excellent service throughout.
Carly Winstanley, on Google 11 Oct 2025
My aunty purchased her own cremation with Distinct Cremations. Before this I had never heard of them. The whole process for me to use them upon her passing was easy and they were extremely respectful. I phoned them as soon as she passed and they sent a local funeral home to collect her as the ambulance would not take her as she was already gone and it was expected. There was a problem with my auntys doctor not wanting to sign the death certificate and this meant they had to get a coroner. DIstinct cremations worked with the coroner and the hospital so i didnt have to arrange anything. They sorted everything out for me and dealt with the problem professionally. I was kept informed by my case worker who i was assigned right away on the first phonecall and i dealt with her all the time not having to relay everything all the time was a massive bonus. They were there if i needed to know anything. It did take a long time for the cremation to take place but this was due to the hold up with my auntys doctor not signing the reason for her death. I was told the date and time of the cremation, my aunty had asked for a song to be played why she was being cremated and although she did not want anyone to attend her cremation i was told of this song and i was able to play it at the exact time that she was being cremated as well as the cremation place playing it. This gave me some comfort. My aunty chose for us all to have a meal to celebrate her life and talk about her instead of us all attending a funeral. I believe this was the best thing she could have done. After she was cremated (a couple of days) i got a phone call to talk about her return to me ( this is what she wanted). We arranged a date and they brought her home to me. She was delivered back to me with respect and the person that delivered her ashes to me was lovely. The next day i got a phonecall from them asking if everything went ok and they let me know if i needed anything to let them know. The communication was fantastic, the service was fantastic. There were no hidden costs to pay after. Unless you wanted to upgrade anything which you are given the option to but you are not pressured, they just send you a leaflet with prices on for scatter boxes and urns and jewellery which can be ordered. There was no obligation for this and i did not choose these options. So i had nothing to pay. It was a great smooth experience and i will be purchasing my own cremation with distinct cremations for myself when i pass so my family will have a stress free time, i know they do what they say they will and my family will not incur any extra charges unless they want to upgrade anything.
Stewart Acreman, on Google 11 Oct 2025
Absolutely brilliant service Nathan Was so professional every step of the way cannot praise him enough
Julie Western, on Google 11 Oct 2025
All through the process I had Kerry who looked after me with advice and keeping me informed. The undertaker used was a compassionate person and made us feel that our loved one was well looked after. I would highly recommend Distinct Cremations. A first rate service
4.9/5
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