Secure your Funeral Plan from just £17.61 per month**

For those aged between 50 & 74, you can now pay for your funeral plan over 5 or 10 years. This means lower monthly instalments with the same peace of mind.​

Secure your Funeral Plan from just £17.61 per month**

For those aged between 50 & 74, you can now pay for your funeral plan over 5 or 10 years. This means lower monthly instalments with the same peace of mind.​

Request Free Guide

5 or 10-year monthly instalment plans

A 5 or 10 year funeral plan, is the best way to get your arrangements in place early and protect yourself against inflation and the ever-rising cost of funerals.

Our plans cover everything you need for a simple direct cremation with the guarantee that your family won’t have to pay anything when the time comes.​

When you purchase a 5 or 10 year payment plan from Distinct Cremations, we buy a 'whole of life' policy from Scottish Friendly, one of the UK's leading mutual life organisations who are authorised and regulated by the FCA, meaning your money couldn't be more secure. In the unfortunate case that you die after 12 months of purchasing a plan, the funeral is guaranteed and there will be nothing more to pay.

Distinct Cremations’ team of expert Personal Advisors are available on 01543 211997 to guide you through the application process and can support you with any wishes you have.​

  • Fixed price instalment plans with no hidden extras
  • Beats inflation & protects from rising funeral costs
  • Funeral costs guaranteed after 12 months
  • Acceptance guaranteed for those aged between 50 & 74 with no medical questions​
  • Money secured by FCA regulated Scottish Friendly, one of the UK's leading mutual life organisation​s


** Price advertised is for a 50-year-old paying over a 10 year period.

Payment options

1
How would you like to pay?
2
Date of birth
You must be aged between 50 & 74 to qualify for a 5 or 10 year instalment plan
3
Over how long would you like to spread the cost of your plan?
4

£XX.XX

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What's included in a 5 or 10 year Unattended Cremation Plan

attended funeral plan large
  • An unattended cremation
  • Collection of the deceased
  • Care at our professional mortuary
  • Doctor's fee
  • 24/7 support
  • Help with all legal and cremation paperwork
  • Prepare the deceased for cremation
  • A simple coffin and urn
  • Respectful cremation at one of our crematoria
  • Ashes scattered in the gardens of remembrance or returned within 14 days

Over 5 years

From £27.11 per month**

Over 10 years

From £17.61 per month**

Enquire to find out more

Ready to take out a plan now?

Plans can be transferred upon request for those who've paid for a plan over 12 months or in one single payment. Unfortunately, we cannot transfer plans paid for by instalments over 5 or 10 years to another person.

For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy with Scottish Friendly. If you die after 12 months of the start of your plan, but before you have paid all your instalments, there is nothing more to pay.

If you are paying for your plan in up to 12 instalments, your personal representatives will need to pay the outstanding amount due.

If you are paying over 5 or 10 years and death occurs after 12 months and your monthly instalments are up to date, no further payment will need to be made.

If you are paying over 5 or 10 years and death occurs within 12 months of the start date of your plan, your personal representatives will need to pay the difference between the amount already paid and the lump sum plan price at the time you took out your plan. If death occurs within 12 months of the start date of the plan as the result of accidental death, no further payment will need to be made.

There are four ways to pay for your plan - as a one-off payment by credit card, debit card or cheque or monthly by direct debit.

Yes, all our funeral plans are safe. For lump sum and instalments up to 12 months, your funds are held securely in the Distinct Funeral Plans Trust. For 5 & 10 year instalment plans we purchase a “whole of life” policy from one of the UK's largest mutual life organisations, Scottish Friendly, to provide your chosen cremation at the time of need.

Yes, you can pay for your funeral plan in 12 interest-free monthly instalments or over 5 or 10 years.

You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your plan.

The FCA are assessing funeral providers to ensure they are well run, well financed and well structured, and do not use bad sales practices such as cold calling. The new FCA regulations aim to ensure that all customers get the information they need to make an informed decision, your money is looked after and all plans are sold at a fair price.

Prefer an alternative payment method?

Single payment of £1,499

direct cremation plan large
  • Best price guaranteed
  • Help with all the paperwork
  • 24/7 Assistance
Find out more

12 monthly payments of £124.91

private cremation plan large
  • 0% Interest
  • Guaranteed acceptance
  • Safe in a secure trust fund
Find out more

Distinct Cremations are specialists in fuss-free, dignified farewells. Our FREE Guide reveals how you can avoid the stress and expense of a traditional funeral.

Get the guide now
Guide cutout with sticker Guide cutout with sticker

Direct Cremation is an alternative to a traditional funeral. It’s simply a cremation without a funeral, service, ceremony or attendees.

At Distinct Cremations we focus on providing simple, affordable direct cremations. But simple doesn’t mean lower quality. It means taking a cremation back to its essentials – a dignified send off in a high-quality crematorium. By choosing an inexpensive alternative to traditional funerals means that family and friends are able to organise a send-off that truly celebrates the life of a loved one, at a time and place more suitable.

Save Money

A Direct Cremation with Distinct is on average 60% cheaper then a traditional funeral.

No Headaches

We'll manage the cremation & help with any paperwork to allow families to recover from the loss of their loved one.

More Time to Say Goodbye

Families & friends can organise a memorial or celebration of life at a convenient time & place, when ready.

We offer the highest levels of support and service but don't take our word for it read why our customers trust us.

Perfect plan for us.both.

Janet Hinton 09/05/22

Customer service brilliant. Easy to set up. Always happy to help with any questions you may have. Good listeners.

Anonymous 09/05/22

Because our family will not have the hassle of arranging our funerals. All they have to do is make one phone call to Distinct cremations & they will... Read more

Roy Butler 03/05/22

They were very helpful & explained everything clearly,but without being pushy or pressurising us into buying their product. After we had thought about... Read more

Anonymous 03/05/22

Having seen several options I chose this one as it best suited my needs. Pricing is very competitive.

John Alfred Sawdon 28/04/22

Excellent service. Extremely professional. Very friendly & courteous.

Anonymous 28/04/22

Exactly what we are wanting

Jean Mease 27/04/22

Very efficient, very friendly and explained everything so clearly. The whole setting up system was very easy and quick.

Anonymous 27/04/22

Purchased prepaid simple cremation plans for my wife and myself. Received a good service at all times. Minor error on one document rectified without any... Read more

Anonymous 23/04/22

Quick and easy to set up.

Anonymous 21/04/22
Feefo independent service review 5 star