What's included in a 5 or 10 year Unattended Cremation Plan
Secure your Funeral Plan from just £17.61 per month**
For those aged between 50 & 74, you can now pay for your funeral plan over 5 or 10 years. This means lower monthly instalments with the same peace of mind.
A 5 or 10 year funeral plan, is the best way to get your arrangements in place early and protect yourself against inflation and the ever-rising cost of funerals.
Our plans cover everything you need for a simple direct cremation with the guarantee that your family won’t have to pay anything when the time comes.
When you purchase a 5 or 10 year payment plan from Distinct Cremations, we buy a 'whole of life' policy from Scottish Friendly, one of the UK's leading mutual life organisations who are authorised and regulated by the FCA, meaning your money couldn't be more secure. In the unfortunate case that you die after 12 months of purchasing a plan, the funeral is guaranteed and there will be nothing more to pay.
Distinct Cremations’ team of expert Personal Advisors are available on 01543 211997 to guide you through the application process and can support you with any wishes you have.
** Price advertised is for a 50-year-old paying over a 10 year period.
Plans can be transferred upon request for those who've paid for a plan over 12 months or in one single payment. Unfortunately, we cannot transfer plans paid for by instalments over 5 or 10 years to another person.
For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy with Scottish Friendly. If you die after 12 months of the start of your plan, but before you have paid all your instalments, there is nothing more to pay.
If you are paying for your plan in up to 12 instalments, your personal representatives will need to pay the outstanding amount due.
If you are paying over 5 or 10 years and death occurs after 12 months and your monthly instalments are up to date, no further payment will need to be made.
If you are paying over 5 or 10 years and death occurs within 12 months of the start date of your plan, your personal representatives will need to pay the difference between the amount already paid and the lump sum plan price at the time you took out your plan. If death occurs within 12 months of the start date of the plan as the result of accidental death, no further payment will need to be made.
There are four ways to pay for your plan - as a one-off payment by credit card, debit card or cheque or monthly by direct debit.
Yes, all our funeral plans are safe. For lump sum and instalments up to 12 months, your funds are held securely in the Distinct Funeral Plans Trust. For 5 & 10 year instalment plans we purchase a “whole of life” policy from one of the UK's largest mutual life organisations, Scottish Friendly, to provide your chosen cremation at the time of need.
Yes, you can pay for your funeral plan in 12 interest-free monthly instalments or over 5 or 10 years.
You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your plan.
The FCA are assessing funeral providers to ensure they are well run, well financed and well structured, and do not use bad sales practices such as cold calling. The new FCA regulations aim to ensure that all customers get the information they need to make an informed decision, your money is looked after and all plans are sold at a fair price.
Distinct Cremations are specialists in fuss-free, dignified farewells. Our FREE Guide reveals how you can avoid the stress and expense of a traditional funeral.
Get the guide now
Direct Cremation is an alternative to a traditional funeral. It’s simply a cremation without a funeral, service, ceremony or attendees.
At Distinct Cremations we focus on providing simple, affordable direct cremations. But simple doesn’t mean lower quality. It means taking a cremation back to its essentials – a dignified send off in a high-quality crematorium. By choosing an inexpensive alternative to traditional funerals means that family and friends are able to organise a send-off that truly celebrates the life of a loved one, at a time and place more suitable.
We offer the highest levels of support and service but don't take our word for it read why our customers trust us.
Distinct Cremations is the trading name of all organisations within the Distinct Cremations Group which consists of:
Distinct Cremations Holdings Limited (registered company number: 13364209) and its trading subsidiaries:
o Distinct Funeral Plans Limited (who provide the prepaid Funeral Plan)(registered company number: 13366327); and
o Distinct Cremations Limited (registered company number: 13366310).
whose registered office is at Head Office, Westerleigh Crematorium, Westerleigh Road, Bristol BS37 8QP
Part of
One of the UK’s largest cremation service providers
©Distinct Cremations All Rights Reserved.