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When funeral planning in advance, one of the options available is a funeral plan.

To make immediate funeral arrangements for someone who has died, see our guidance on arranging a funeral or give our compassionate team a call.

Thinking about funeral planning for ourselves or someone we love can be hard. In 2025, less than 1% of people knew all of their loved one’s funeral wishes.+ But knowing what the people you care about want to happen at their funeral is the only way to fully honour their wishes.

As well as talking with those close to you about your wishes and theirs, you can also look into how funeral plans can secure your future arrangements.

Don’t worry if you do find you’re in the dark about what your loved one wanted. There are simple and affordable funeral options available, like cremation only funerals, that allow you more time to plan a personal memorial.

+ Less than 1% of people knew all their loved one’s funeral wishes in 2025 (SunLife Cost of Dying Report 2026, sunlife.co.uk/funeral-costs)

How to pre-plan a funeral

Funeral planning for the future is easier when you have clarity about what will happen. Funeral plans let you get organised and arrange a funeral in advance. You can decide exactly what type of funeral you want and pay for it ahead of time too.

Find out more about funeral plans below to see if taking out a plan is the right choice for you.

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Why plan a funeral in advance?

Though it might seem daunting, taking the steps to plan a funeral in advance has several advantages.

Older Lady Filling Out Funeral Plan Form

Planning for yourself

If you choose to plan a funeral for yourself, it takes the stress away from your family as they know ahead of time exactly what you want to happen. Paying in advance takes away any financial burden too.

View our funeral plans

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Planning for someone else

Making plans for a loved one’s funeral in advance also brings peace of mind as you can be reassured they will be cared for in the way you would want them to be when the time comes.

Setting up a plan for a loved one

Get in touch with us today

If you'd like to chat with someone to explain the details about our plans at any point or you have specific questions you'd like to ask about our services, please do get in touch. We're here for you 24/7.

Call us on 01543211997

Questions to consider when funeral planning

There are a few choices to be made to make sure that the funeral you’re planning reflects your preferences in the best possible way, but not all of them have to be made in advance. The more traditional aspects of a funeral can be done away with completely in favour of a simple funeral.

  • Type of funeral - Would you prefer a burial, cremation or direct cremation?
  • Funeral provider - Do the providers you're looking at specialise in your preferred funeral and offer the support you'd like?
  • Clothes - Do you want to be wearing anything specific? What would you like your family to wear?
  • Music - Are there any particular songs, hymns or special pieces of music you'd like played?
  • Readings - Would you like any specific readings, poems or prayers? Or any photos or letters to be placed in your coffin?
  • Personal touches - Who would you like to write your eulogy or obituary? Are any charity donations to be made in your name?
  • Burial - Where would you like to be buried? Who would you like to carry your coffin?
  • Ashes - If you've chosen a cremation, where would you like your ashes scattered or who would you want to keep them?
  • Memorial service - Would you like a sombre, serious and traditional affair or something more personal and modern?
  • Location - Where would you like the funeral itself and the memorial service/wake afterwards to take place?

Some people plan a funeral down to the smallest details. Others have a broader plan. How detailed you would like your funeral planning to get is entirely up to you.

Our funeral planning products

We have two simple and low cost funeral plans for you to choose from.

Our Direct Cremation Plan gives your family the flexibility to pay their respects in their own way. Alternatively, with our Funeral Service Plan, you have the choice of a 30 or a 60 minute service. This can be family-led or led by a professional celebrant. The choice is yours.

View our services or for additional pricing information and a full list of our optional extras, please see our price list.

Direct Cremation Plan

From £1,999 or £20.74* per month

Our Direct Cremation Plan is a great choice for those looking for a simple farewell which takes place with no service or mourners at our high-quality crematoria where compassionate care is guaranteed throughout.

View our Direct Cremation Plan * Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,374.80 and includes administration fees.

Funeral Service Plan

From £2,499 or £28.68** per month

Our attended cremation plan is perfect for those looking for a fuss-free farewell and a final chance to say goodbye. With our affordable attended plan you have a choice of a 30 or a 60 minute funeral service depending on what you'd prefer.

View our Funeral Service Plan ** Price is for a 50 year old paying over a 10 year period. Total cost is £3,441.60 and includes admin fees.

Sharing your funeral plans

Once you’ve chosen your funeral plan make sure to speak to your family so they know your wishes. You want to make sure your policy will be used so your money doesn’t go to waste.

Top Tip

Keep any funeral plan policy documents in a safe place. You might like to photocopy them too so you can give a copy to your next of kin.

Other helpful resources about funeral planning

Continue your funeral planning with our resources below.

Funeral alternatives

Alternative funeral

Know you don’t want to go down the traditional route, but not sure what you do want? Get to know the other options out there for your funeral arrangements.

Funeral alternatives

Cremation or burial?

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Cremation and burial funerals have similar core elements. Finding out about the two options in more detail can help you decide which one is right for you.

Cremation or burial

Arrange a funeral

What to do if someone dies in Scotland_ wild flowers

If you are planning a funeral for someone who is receiving end-of-life care, waiting and arranging the funeral when needed may be the better option.

Arrange a funeral

What our customers say about us

We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.

4.9/5
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4.9/5
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4.9/5
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Christopher Paul Hammocks, on Feefo 13 Mar 2026
Very pleased with the service from Distinct Cremations, Tracy was very helpful, professional and knowledgeable. Would definitely recommend. Not tried the service yet and fingers crossed i will not have to for many years.
Linda Clarke, on Feefo 12 Mar 2026
easy to set up the service. The lady on the phone was very helpful and easy to talk to.
Anonymous, on Feefo 4 Mar 2026
Distinct Cremations were fantastic from start to finish. Kerry guided me through the process and was always available for any questions I had. She is a credit to the company. The service itself was perfect. Exactly as I planned and what my dad wanted. Distinct Cremations made a stressful and emotional time , a smooth and easy process. A great send off for my Dad at half the price of a traditional funeral.
Dan Palmer, on Feefo 25 Feb 2026
I chose the funeral plan that included all our needs while having the option to include the music and live streaming if we wanted. Sarah was able to de-stress the whole process as much as she could.She came to my rescue when i needed it most.Nothing was too much trouble and she looked after us when we were at our lowest ebb.
Anonymous, on Feefo 23 Feb 2026
The personal service I received from the outset to the end was impeccable. Everyone I dealt with was kind, caring, sympathetic and empathetic. Above and beyond. The Celebrant(bearing in mind had never met my relative) made the service feel very personal. I have nothing but high praise in the manner in which I was treated. I was in the best hands, highly recommended.
Sarah Elizabeth Cowdell, on Feefo 14 Feb 2026
From the moment Maxine answered my call to say that Mum had passed away, I felt in the best hands. Maxine was kind and understanding and had such wonderful suggestions to help make Mums passing a beautiful event. I cannot recommend the service and most especially Maxine enough
Anonymous, on Feefo 9 Feb 2026
Very professional and empathic. Communication excellent.
Anonymous, on Feefo 5 Feb 2026
Excellent service throughout. Distinct Kept me informed of the proceedings and very, Very, supportive through the whole process. I would highly recommend Distinct Cremations. Maxine is a treasure to Distinct and helped and supported Me through everything. Gary A.
4.9/5
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4.9/5
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4.9/5
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