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Planning for end-of-life arrangements is an act of love and responsibility. It can spare your loved ones from financial stress during a time of grief. But with the many options available, understanding what an affordable and dignified send-off looks like is crucial. That's why it's essential to ask the question: what is the cheapest way to get a funeral plan?

Understanding funeral plans

When we discuss funeral plans, we are talking about pre-paid arrangements that include the costs and specifics of a funeral.

Costs can differ substantially, and that could be down to factors such as what is included in the service, the location of the service, the decision between burial or cremation, and additional amenities like flowers, transportation, and obituaries.

Among these considerations, affordability emerges as a crucial factor. It is essential because everyone deserves a respectful farewell without incurring substantial financial burdens.

Factors affecting funeral plan costs

By understanding the nuances of funeral plan costs, including the type of service, additional services, provider options, and payment methods, you can make informed decisions to find the most affordable funeral plan option that meets your needs.

Several factors influence the cost of a funeral plan, including:

  1. Type of service
    Whether you opt for a cremation or burial will significantly impact the overall cost. Cremations tend to be more affordable due to lower associated costs such as coffins and cemetery plots.
  2. Additional services
    Any additional services or customisation you choose, such as memorial services or flower arrangements will add to the overall cost of the plan.
  3. Payment options
    Funeral plans can typically be paid for upfront in a single payment or through instalment payments over time. Opting for a single payment may result in cost savings compared to paying in instalments.
  4. Provider
    Different funeral providers offer varying pricing structures, so it's essential to compare quotes from multiple companies to find the best deal.

Funeral Flowers

Cheapest funeral plan options

Now that we understand the factors influencing funeral plan costs, let's explore the cheapest types of funeral plans available.

Direct cremation plans

Coffin In Chapel At Distinct Cremations Funeral

Direct cremation involves cremating the deceased without a funeral service or viewing.

This minimalist approach tends to be the most affordable option, making it an attractive choice for those seeking a budget-friendly plan.

Direct cremation plan

Funeral Service plans

Simple Cremation

Similar to direct cremation, funeral service plans forego elaborate funeral services such as hearses and limousines, and instead focus on intimacy and the personal touches.

By opting for a simple funeral plan, you can significantly reduce costs associated with a procession and viewings.

Funeral service plan

Our cheapest funeral plans

At Distinct Cremations, we understand that when it comes to saying goodbye, the value of the farewell far outweighs the price tag. Our products are designed to provide a touching tribute to your life without putting undue financial pressure on those you leave behind. Our plans encompass different needs and budgets and focus on providing exceptional care and support throughout the process.

Our services are tailored for those who seek a practical yet compassionate approach to funeral planning. We invite you to explore our affordable funeral plans below, and find solace in knowing our expertise serves as a source of comfort and reassurance.

Direct Cremation Plan

From £1,899 or £19.79* per month

Our Direct Cremation Plan is a great choice for those looking for a simple, low-cost unattended cremation without a funeral ceremony.

With our Direct Cremation Plan, the cremation takes place with no service or mourners present at our high-quality crematoria where dignified care is guaranteed.

View our Direct Cremation Plan * Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,374.80 and includes administration fees.

Funeral Service Plan

From £2,399 or £27.51** per month

Our Funeral Service Plan offers an affordable funeral for those looking for simplicity and to be surrounded by their nearest and dearest.

With our Funeral Service Plan, you have the choice of a 30 or a 60 minute service. This can be family-led or led by a professional celebrant. The choice is yours.

View our Funeral Service Plan ** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £3,301.20 and includes administration fees.

Distinct Cremations: A compassionate partner

With Distinct Cremations, you will find a partner who walks with you every step of the way, combining compassion with expertise, and delivering a beautiful final tribute that respects your wishes and your wallet.

When you're ready, start planning your future today. With us by your side, you can be assured that your final chapter will be written with care, honouring the life it represents.

Pen And Notepad On Table

  • Transparent pricing: We offer clear and upfront pricing for all our services, ensuring you can make informed decisions without any hidden costs.
  • Nationwide coverage: No matter where you live in the UK mainland we can deliver our affordable funerals for the same price.
  • A compassionate team: Our team is dedicated to providing dignified and respectful care for the deceased and their loved ones.
  • Comprehensive support: We go beyond simply arranging funeral logistics. Our team is available to provide guidance and support with various aspects of the process, including navigating legal requirements and accessing bereavement resources.

Call us on 01543 211997

Get in touch

Interested in our cheap funeral plans?

We're happy to answer any questions you may have about our funeral plans over the phone, or you can request a free guide for details about what we offer. If you've decided a funeral plan is right for you, you can also view our products and take out a plan online.

Have a chat with us

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Want to talk through our options? If you have questions or would like some in-person support we’re just a call away.

Call us on 01543 212997

Get a free guide

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Need some time to digest the details? You can download a PDF of our guide online or get a printed copy posted out.

Get our guide

Set up a plan online

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If you’re happy that one of our plans is exactly what you’re looking for, you can get everything set up yourself online.

View our funeral plans

Other helpful articles

For more insights on planning within your means, check out our following articles:

Tips for choosing the right plan

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Gain valuable insights into selecting a plan that meets your budget, but doesn't compromise on your emotional needs and well-being.

Choosing the right plan

How to save on funeral costs

Man Working Out Costs Using Calculator

Learn how to manage funeral expenses whilst ensuring you can honour your loved one's memory without the financial strain.

Save on funeral costs

The difference between a burial and cremation

Traditional Burial

Explore the benefits and considerations of each option to make an informed decision that fits your values and budget.

Burial or cremation

What our customers say about us

We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.

4.9/5
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4.9/5
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Cheryl, Gary and Wayne Eaton, on Feefo 26 Jun 2025
The team were incredible in guiding us through the difficulties, from the very first moment of contact, they were empathetic, understanding and patient, till the last contact ensuring we had the future support we might need. I can't recommend these guys highly enough. If you are looking for an end of life arrangement of least stress to your loved ones, then i'd always suggest Distinct Cremations. Thank you again Kerry for all your help and assistance.
Alan Harris, on Feefo 17 Jun 2025
Distinct Cremations provided a professional service for my Fathers cremation. Every discussion I had with their representative Sarah, was helpful and supportive. She clearly explained the entire process and made sure we understood all of the options at each stage. Losing someone is very painful and to have someone take care of the cremation with all of our selected options was a great comfort. I have already recommended Distinct to my family and friends who are considering this type of cremation.
Anonymous, on Feefo 16 Jun 2025
From the first contact we had with Distinct Cremations, they were compassionate, understanding and professional. Nothing was too much for them, making a difficult situation more bearable. Our contact, Grace was amazing. Would happily recommend them. Thank you
Kevin William Gallagher, on Feefo 16 Jun 2025
They were so caring and I had my doubts at first. So when my neighbour was very poorly. I discussed it with her and we agreed to go forward. So I rang them and from then I they put my mind at rest. When she passed away one phone call out of hours and everything was all it took. My neighbour was picked up in 2 hrs 30 minutes. This was around 2am. Then they helped me through every step of the way. The ashes were delivered to my door within 7 days. Everything was so dignified. I've enquired about mine when the time comes. Wish to Thank everyone for the service they gave me. The lady 79 years old involved had no children and no close family. Kind regards Kevin Gallagher
Anonymous, on Feefo 14 Jun 2025
Both my mum and dad took out these policy's, my dad passed last year and mum passed this year, distinct cremations dealt with everything professionally and with courtesy, everything my parents wanted was taken care of, the people were lovely and always on the end of the phone for anything, thankyou from the bottom of my heart for making a tought time for our family into a pleasant experience ❤️
Warwick Kevin Fisher, on Feefo 8 Jun 2025
Outstanding from start to finish..I would definitely recommend Distinct Cremations ...All communication was dealt with professionally and compassionately.
Anonymous, on Feefo 7 Jun 2025
Cannot fault the excellent service received, all the employees are lovely, professional while friendly and compassionate. Highly recommend them and especially our director Maxine for making such a sad, difficult time/task easier to deal with.
Anonymous, on Feefo 5 Jun 2025
Was a fantastic service and would definitely recommend to others. They keep you upto date with every process which was very much appreciated.
4.9/5
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4.9/5
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4.8/5
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