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Planning for end-of-life arrangements is an act of love and responsibility. It can spare your loved ones from financial stress during a time of grief. But with the many options available, understanding what an affordable and dignified send-off looks like is crucial. That's why it's essential to ask the question: what is the cheapest way to get a funeral plan?

Understanding funeral plans

When we discuss funeral plans, we are talking about pre-paid arrangements that include the costs and specifics of a funeral.

Costs can differ substantially, and that could be down to factors such as what is included in the service, the location of the service, the decision between burial or cremation, and additional amenities like flowers, transportation, and obituaries.

Among these considerations, affordability emerges as a crucial factor. It is essential because everyone deserves a respectful farewell without incurring substantial financial burdens.

Factors affecting funeral plan costs

By understanding the nuances of funeral plan costs, including the type of service, additional services, provider options, and payment methods, you can make informed decisions to find the most affordable funeral plan option that meets your needs.

Several factors influence the cost of a funeral plan, including:

  1. Type of service
    Whether you opt for a cremation or burial will significantly impact the overall cost. Cremations tend to be more affordable due to lower associated costs such as coffins and cemetery plots.
  2. Additional services
    Any additional services or customisation you choose, such as memorial services or flower arrangements will add to the overall cost of the plan.
  3. Payment options
    Funeral plans can typically be paid for upfront in a single payment or through instalment payments over time. Opting for a single payment may result in cost savings compared to paying in instalments.
  4. Provider
    Different funeral providers offer varying pricing structures, so it's essential to compare quotes from multiple companies to find the best deal.

Funeral Flowers

Cheapest funeral plan options

Now that we understand the factors influencing funeral plan costs, let's explore the cheapest types of funeral plans available.

Direct cremation plans

Coffin In Chapel At Distinct Cremations Funeral

Direct cremation involves cremating the deceased without a funeral service or viewing.

This minimalist approach tends to be the most affordable option, making it an attractive choice for those seeking a budget-friendly plan.

Direct cremation plan

Funeral Service plans

Simple Cremation

Similar to direct cremation, funeral service plans forego elaborate funeral services such as hearses and limousines, and instead focus on intimacy and the personal touches.

By opting for a simple funeral plan, you can significantly reduce costs associated with a procession and viewings.

Funeral service plan

Our cheapest funeral plans

At Distinct Cremations, we understand that when it comes to saying goodbye, the value of the farewell far outweighs the price tag. Our products are designed to provide a touching tribute to your life without putting undue financial pressure on those you leave behind. Our plans encompass different needs and budgets and focus on providing exceptional care and support throughout the process.

Our services are tailored for those who seek a practical yet compassionate approach to funeral planning. We invite you to explore our affordable funeral plans below, and find solace in knowing our expertise serves as a source of comfort and reassurance.

Direct Cremation Plan

From £1,999 or £20.74* per month

Our Direct Cremation Plan is a great choice for those looking for a simple, low-cost unattended cremation without a funeral ceremony.

With our Direct Cremation Plan, the cremation takes place with no service or mourners present at our high-quality crematoria where dignified care is guaranteed.

View our Direct Cremation Plan * Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,374.80 and includes administration fees.

Funeral Service Plan

From £2,499 or £28.68** per month

Our Funeral Service Plan offers an affordable funeral for those looking for simplicity and to be surrounded by their nearest and dearest.

With our Funeral Service Plan, you have the choice of a 30 or a 60 minute service. This can be family-led or led by a professional celebrant. The choice is yours.

View our Funeral Service Plan ** Price is for a 50 year old paying over a 10 year period. Total cost is £3,441.60 and includes admin fees.

Distinct Cremations: A compassionate partner

With Distinct Cremations, you will find a partner who walks with you every step of the way, combining compassion with expertise, and delivering a beautiful final tribute that respects your wishes and your wallet.

When you're ready, start planning your future today. With us by your side, you can be assured that your final chapter will be written with care, honouring the life it represents.

Pen And Notepad On Table

  • Transparent pricing: We offer clear and upfront pricing for all our services, ensuring you can make informed decisions without any hidden costs.
  • Nationwide coverage: No matter where you live in the UK mainland we can deliver our affordable funerals for the same price.
  • A compassionate team: Our team is dedicated to providing dignified and respectful care for the deceased and their loved ones.
  • Comprehensive support: We go beyond simply arranging funeral logistics. Our team is available to provide guidance and support with various aspects of the process, including navigating legal requirements and accessing bereavement resources.

Call us on 01543 211997

Get in touch

Interested in our cheap funeral plans?

We're happy to answer any questions you may have about our funeral plans over the phone, or you can request a free guide for details about what we offer. If you've decided a funeral plan is right for you, you can also view our products and take out a plan online.

Have a chat with us

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Want to talk through our options? If you have questions or would like some in-person support we’re just a call away.

Call us on 01543 212997

Get a free guide

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Need some time to digest the details? You can download a PDF of our guide online or get a printed copy posted out.

Get our guide

Set up a plan online

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If you’re happy that one of our plans is exactly what you’re looking for, you can get everything set up yourself online.

View our funeral plans

Other helpful articles

For more insights on planning within your means, check out our following articles:

Tips for choosing the right plan

Couple Looking At Laptop At Kitchen Table

Gain valuable insights into selecting a plan that meets your budget, but doesn't compromise on your emotional needs and well-being.

Choosing the right plan

How to save on funeral costs

Man Working Out Costs Using Calculator

Learn how to manage funeral expenses whilst ensuring you can honour your loved one's memory without the financial strain.

Save on funeral costs

The difference between a burial and cremation

Traditional Burial

Explore the benefits and considerations of each option to make an informed decision that fits your values and budget.

Burial or cremation

What our customers say about us

We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.

4.9/5
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4.9/5
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4.9/5
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Anonymous, on Feefo 5 Dec 2025
Was very supportive through out everything and if i need the suppirt its great to hear that even after the cremation of my loved one is that i am still able to contact them afterwards and they did a great service and looked after my loved one through out every step so thankyou very much
Craig Walker, on Feefo 5 Dec 2025
My mother decided she wanted a simple cremation after her death to lesson the burden placed upon me, as my brother and father had already passed away. She chose Distinct Cremations & paid for her funeral when she was alive and well. My mum sadly passed away recently & I was left to deal with all the associated responsibilities which understandably proved upsetting & emotionally stressful. The only thing that provided some comfort was the professional & sympathetic way that Distinct Cremations handled my mother’s funeral. A lovely lady by the name of Sarah Miller personally oversaw every detail needed for my mum’s final wishes & it was a pleasure speaking with Sarah at a time of great sadness. I can’t recommend any higher than that of District Cremations, with the dignity & understanding provided by them at a time when it is truly needed. RIP mum x
Anonymous, on Feefo 1 Dec 2025
Absolutely amazing from start to finish at the most difficult time for our family. Maxine is an absolute credit to the company and nothing was too much trouble.
Anonymous, on Feefo 23 Nov 2025
Excellent service very respects caring staff from start to finish. Thank you.
Anonymous, on Feefo 23 Nov 2025
Great service from start to finish. Very caring staff I couldn’t have asked for more during this extremely difficult time.
Karen Foster, on Google 19 Nov 2025
Felt very reassured and cared for by everyone we spoke to when using this service recently. Especially Kerry who was just so understanding and respectful. Thank you for helping us through a tough time with kindness and compassion
Caroline Jones, on Feefo 19 Nov 2025
Arranging a cremation for oneself is not the easiest of tasks and Tracy was most patient and understanding in her dealings with me. Even though I was pretty certain which plan I wanted Tracy took the trouble to go through the details of the other options as well. I never felt under any pressure to make a decision. In fact, Tracy suggested I mull it over for a few days. I chose the Direct Cremation. This is the kind of end I had wanted for some time and the plan that Distinct Cremations is ideal for me. And, Tracy has arranged that my cremation will be at Westerleigh. This is a crematorium that I am familiar with and it is a comfort to me to know where I will end. I cannot recommend the product or the service more highly
Gregory Mako, on Google 18 Nov 2025
Maxine went above and beyond to help us with all things needed for a beautiful service. We requested some things outside of the norm and she produced everything with class and ease. I am so impressed with how she organized and reorganized the music, provided more than one box for transporting ashes along with the casket for permanent holding. There were so many gentle and supportive moments on the phone with her. She definitely really cared about us and our service. That is amazing. We felt cared for and provided for. Thank you, Maxine.
4.9/5
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4.9/5
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4.9/5
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